CommBank Ultimate Awards
一句话结论: CommBank Ultimate Awards 年费 A$420,MaxWorth 数据库里录有 4 项福利,其中 1 项是有金额的 credit,面值合计 A$100/年;返点倍率最高的类别是Foreign Transactions(3x)。MaxWorth 是目前唯一对澳大利亚卡做人工核对福利追踪的 App,不需要网银登录。
返点倍率
| 类别 | 倍率 | 折算返现 |
|---|---|---|
| Foreign Transactions | 3x | 1.2% |
| 超市 | 2x | 0.8% |
| Department Stores | 2x | 0.8% |
| 加油 | 2x | 0.8% |
| 餐饮 | 2x | 0.8% |
| 水电燃气 | 2x | 0.8% |
| 其他消费 | 1x | 0.4% |
折算返现 = 倍率 × MaxWorth 对该积分体系的估值,见 方法论.
报销额度 (Credits) (1)
Airport Lounge Passes (2 per year)
A$100/年Two complimentary airport lounge passes each calendar year, usable at 1,300+ participating airport lounges worldwide. Passes reset each January 1.
保险保障 (1)
International Travel Insurance
A$150/年Complimentary international travel insurance for you and eligible family members when you activate the cover and spend at least $500 on prepaid travel costs with the card. Includes overseas medical cover; terms, exclusions and excesses apply.
其他 (2)
No International Transaction Fees
No international transaction fees on purchases made overseas or online with international merchants. Earn 3 Awards points per $1 on international spend. The $35 monthly fee is waived when you spend $4,000 or more in the statement period.
Qantas Points Option
Optionally earn Qantas Points instead of CommBank Awards points for a $90 annual opt-in fee: 1.2 Qantas Points per $1 on international spend, 0.8 per $1 in bonus categories and 0.4 per $1 elsewhere on the first $10,000 per statement period, then 0.2 per $1.
怎么追踪
把 CommBank Ultimate Awards 加进 MaxWorth,上面每项 credit 带着周期出现,到期前推送提醒,年费回本率按你标记的已用金额计算。全程不连接澳大利亚银行账户。 澳大利亚卡追踪覆盖说明.
Commonwealth Bank of Australia 的其他卡
- CommBank Smart Awards · A$228 · 3 项福利
- CommBank Neo · A$180 · 1 项福利
- CommBank Interest-free Low Fee · A$120 · 0 项福利
- CommBank Awards · A$96 · 1 项福利
- CommBank Low Rate · A$72 · 1 项福利
- CommBank Low Fee · A$36 · 1 项福利
来源:发卡行公布的条款,由 MaxWorth 人工录入并持续核验;金额为 AUD. 方法论.