NAB Rewards Platinum
一句话结论: NAB Rewards Platinum 年费 A$195,MaxWorth 数据库里录有 2 项福利;返点倍率最高的类别是旅行(2x)。MaxWorth 是目前唯一对澳大利亚卡做人工核对福利追踪的 App,不需要网银登录。
返点倍率
| 类别 | 倍率 | 折算返现 |
|---|---|---|
| 旅行 | 2x | 0.9% |
| 超市 | 1.5x | 0.675% |
| 其他消费 | 1x | 0.45% |
折算返现 = 倍率 × MaxWorth 对该积分体系的估值,见 方法论.
保险保障 (2)
Retail Purchase Protection
A$50/年Covers Purchase Protection Insurance (loss, theft or accidental damage on new purchases) and Extended Warranty Insurance (doubles the manufacturers warranty, up to an extra 12 months). Note: as of 15 May 2026, NAB restructured its complimentary insurance tiers and this card ("Level 4") no longer includes international/domestic travel insurance or rental vehicle excess cover, which it previously had.
Mobile Phone Insurance
A$50/年Covers accidental damage and theft of a mobile phone when the monthly phone plan bill is paid with the card.
怎么追踪
把 NAB Rewards Platinum 加进 MaxWorth,上面每项 credit 带着周期出现,到期前推送提醒,年费回本率按你标记的已用金额计算。全程不连接澳大利亚银行账户。 澳大利亚卡追踪覆盖说明.
National Australia Bank 的其他卡
- NAB Qantas Rewards Signature · A$420 · 2 项福利
- NAB Rewards Signature · A$420 · 3 项福利
- NAB Qantas Rewards Premium · A$295 · 2 项福利
- NAB Low Rate · A$99 · 1 项福利
- NAB Low Fee · A$49 · 2 项福利
来源:发卡行公布的条款,由 MaxWorth 人工录入并持续核验;金额为 AUD. 方法论.