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Westpac Altitude Rewards Black
澳大利亚信用卡

Westpac Altitude Rewards Black

Westpac Banking Corporation · 年费 A$295 AUD · Altitude Rewards Points · 数据刷新 2026年10月3日

一句话结论: Westpac Altitude Rewards Black 年费 A$295,MaxWorth 数据库里录有 2 项福利;返点倍率最高的类别是Foreign Transactions(3x)。MaxWorth 是目前唯一对澳大利亚卡做人工核对福利追踪的 App,不需要网银登录。

返点倍率

类别倍率折算返现
Foreign Transactions3x1.5%
餐饮2x1%
超市2x1%
加油2x1%
Department Stores2x1%
水电燃气2x1%
其他消费1x0.5%

折算返现 = 倍率 × MaxWorth 对该积分体系的估值,见 方法论.

会籍与精英待遇 (1)

Priority Pass Lounge Access

A$100/年
每年

2 complimentary single-entry Priority Pass lounge passes per year (one of which can be transferred to another traveller), valid at 1,300+ airport lounges worldwide.

保险保障 (1)

Travel Insurance & Purchase Protection

A$100/年
每年

Complimentary international travel insurance (up to 6 months per trip, requires charging at least $500 of eligible travel expenses to the card before departure, holding a return overseas ticket, and being under 81), overseas emergency medical/evacuation (unlimited), accidental death cover up to $150,000 total, overseas transit accident insurance, interstate flight inconvenience insurance (Australia-only), rental vehicle excess cover in Australia (lesser of rental agreement or $5,500), Purchase Protection Insurance (up to $10,000/item, $135,000/year), and Extended Warranty Insurance (up to 2 years, $20,000/product/year). Underwritten by Allianz.

怎么追踪

把 Westpac Altitude Rewards Black 加进 MaxWorth,上面每项 credit 带着周期出现,到期前推送提醒,年费回本率按你标记的已用金额计算。全程不连接澳大利亚银行账户。 澳大利亚卡追踪覆盖说明.

Westpac Banking Corporation 的其他卡

来源:发卡行公布的条款,由 MaxWorth 人工录入并持续核验;金额为 AUD. 方法论.