Westpac Altitude Rewards Black
Quick answer: The Westpac Altitude Rewards Black carries a A$295 annual fee and 2 catalogued benefits; its best earning category is Foreign Transactions at 3x. MaxWorth is the only benefits tracker with hand-verified Australian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Foreign Transactions | 3x | 1.5% |
| Dining | 2x | 1% |
| Groceries | 2x | 1% |
| Gas | 2x | 1% |
| Department Stores | 2x | 1% |
| Utilities | 2x | 1% |
| Everything else | 1x | 0.5% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Status & Elite Perks (1)
Priority Pass Lounge Access
A$100/yr2 complimentary single-entry Priority Pass lounge passes per year (one of which can be transferred to another traveller), valid at 1,300+ airport lounges worldwide.
Protections (1)
Travel Insurance & Purchase Protection
A$100/yrComplimentary international travel insurance (up to 6 months per trip, requires charging at least $500 of eligible travel expenses to the card before departure, holding a return overseas ticket, and being under 81), overseas emergency medical/evacuation (unlimited), accidental death cover up to $150,000 total, overseas transit accident insurance, interstate flight inconvenience insurance (Australia-only), rental vehicle excess cover in Australia (lesser of rental agreement or $5,500), Purchase Protection Insurance (up to $10,000/item, $135,000/year), and Extended Warranty Insurance (up to 2 years, $20,000/product/year). Underwritten by Allianz.
How to track it
Add the Westpac Altitude Rewards Black to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Australian bank account is ever connected. What MaxWorth covers for Australian cards.
Other Westpac Banking Corporation cards
- Westpac Altitude Qantas Black · A$370 · 2 benefits
- Westpac Altitude Velocity Black · A$370 · 3 benefits
- Westpac Altitude Qantas Platinum · A$250 · 1 benefits
- Westpac Altitude Velocity Platinum · A$250 · 2 benefits
- Westpac Altitude Business Platinum · A$200 · 2 benefits
- Westpac Altitude Rewards Platinum · A$175 · 1 benefits
- Westpac Altitude Business Gold · A$150 · 1 benefits
- Westpac BusinessChoice Rewards Platinum · A$150 · 2 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in AUD. Methodology.