Westpac BusinessChoice Rewards Platinum
Quick answer: The Westpac BusinessChoice Rewards Platinum carries a A$150 annual fee and 2 catalogued benefits; its best earning category is Everything else at 0.5x. MaxWorth is the only benefits tracker with hand-verified Australian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Everything else | 0.5x | 0.5% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Protections (2)
Travel Insurance & Purchase Protection
A$75/yrComplimentary international travel insurance (up to 3 months per trip), Flight Inconvenience Insurance, Transit Accident Insurance, Purchase Protection Insurance, Extended Warranty Insurance, and Rental Vehicle Excess Insurance in Australia (up to $5,000). Underwritten by Allianz.
Unauthorised Transaction Insurance
A$50/yrCovers losses from unauthorised transactions on the card.
How to track it
Add the Westpac BusinessChoice Rewards Platinum to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Australian bank account is ever connected. What MaxWorth covers for Australian cards.
Other Westpac Banking Corporation cards
- Westpac Altitude Qantas Black · A$370 · 2 benefits
- Westpac Altitude Velocity Black · A$370 · 3 benefits
- Westpac Altitude Rewards Black · A$295 · 2 benefits
- Westpac Altitude Qantas Platinum · A$250 · 1 benefits
- Westpac Altitude Velocity Platinum · A$250 · 2 benefits
- Westpac Altitude Business Platinum · A$200 · 2 benefits
- Westpac Altitude Rewards Platinum · A$175 · 1 benefits
- Westpac Altitude Business Gold · A$150 · 1 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in AUD. Methodology.