New to US credit cards? Start here — applications, credit scores, welcome bonuses and benefit management, from zero.
In the U.S. you'll hear about the credit score constantly. It's a number between 300 and 850, and it touches more of your life than you'd expect: Renting: landlords check it; a low score can mean a bigger deposit or a rejection Car and home loans: your score sets your interest rate — a few dozen points can cost tens of thousands of dollars over a mortgage Utilities and phone plans: no credit histo
You landed in the U.S., started your program, got an on-campus job or assistantship, and the Social Security card finally arrived. Now you want a credit card — partly for the convenience, mostly because you've heard that credit history is the invisible passport to renting an apartment, financing a car, and eventually qualifying for the premium cards everyone talks about.
Expiring credits, new bonus categories and card changes — one email, every Friday.