Westpac Altitude Rewards Platinum
Quick answer: The Westpac Altitude Rewards Platinum carries a A$175 annual fee and 1 catalogued benefits; its best earning category is Foreign Transactions at 2x. Welcome offer: Up to 100,000 Altitude Rewards Points: 75,000 points for $3,000+ spend within 90 days of approval, plus 25,000 points for your first purchase in year two. MaxWorth is the only benefits tracker with hand-verified Australian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Foreign Transactions | 2x | 1% |
| Dining | 1.25x | 0.625% |
| Groceries | 1.25x | 0.625% |
| Gas | 1.25x | 0.625% |
| Department Stores | 1.25x | 0.625% |
| Utilities | 1.25x | 0.625% |
| Everything else | 1x | 0.5% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Protections (1)
Travel Insurance & Purchase Protection
A$75/yrComplimentary international travel insurance (up to 3 months per trip, requires charging at least $500 of eligible travel expenses to the card before departure, holding a return overseas ticket, and being under 81), overseas emergency medical/evacuation (unlimited), accidental death cover, overseas transit accident insurance, interstate flight inconvenience insurance (Australia-only), rental vehicle excess cover in Australia (lesser of rental agreement or $5,500), Purchase Protection Insurance (up to $10,000/item, $135,000/year), and Extended Warranty Insurance (up to 2 years, $20,000/product/year). Underwritten by Allianz.
How to track it
Add the Westpac Altitude Rewards Platinum to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Australian bank account is ever connected. What MaxWorth covers for Australian cards.
Other Westpac Banking Corporation cards
- Westpac Altitude Qantas Black · A$370 · 2 benefits
- Westpac Altitude Velocity Black · A$370 · 3 benefits
- Westpac Altitude Rewards Black · A$295 · 2 benefits
- Westpac Altitude Qantas Platinum · A$250 · 1 benefits
- Westpac Altitude Velocity Platinum · A$250 · 2 benefits
- Westpac Altitude Business Platinum · A$200 · 2 benefits
- Westpac Altitude Business Gold · A$150 · 1 benefits
- Westpac BusinessChoice Rewards Platinum · A$150 · 2 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in AUD. Methodology.