Bilt Obsidian Card

$200 in Bilt Cash is automatically credited to your Bilt account upon card approval. In subsequent years, the $200 Bilt Cash benefit is credited on January 1st of each calendar year. Bilt Cash balances over $100 expire at year-end. Bilt Cash can be redeemed for dollar-for-dollar value toward fitness classes, hotel bookings, Home Delivery orders, Lyft rides, and more through the Bilt app.

$100 annual Bilt Travel Hotel credit distributed as two $50 semi-annual credits. Apply toward eligible hotel bookings made through the Bilt Travel Portal. Bookings must be for a minimum 2-night stay to qualify for the credit.

Trip Cancellation/Interruption Insurance reimburses you for non-refundable trip expenses if your trip is canceled or interrupted due to a covered reason (illness, severe weather, etc.). Coverage up to $2,000 per covered trip and $5,000 per account in a 12-month period. The entire trip must be paid with the Bilt Obsidian Card.

Cellular Wireless Telephone Protection covers damage or theft of your cell phone up to $600 per claim with a $25 deductible, up to 2 claims per 12-month period. You must pay your monthly wireless bill with the Bilt Obsidian Card to be eligible. Covers the primary cardholder and any family members on the same wireless plan.

Purchase Assurance covers items purchased with your Bilt Obsidian Card that are damaged or stolen within 90 days of purchase, up to $1,000 per claim and $50,000 per cardholder account in a 12-month period. File claims at mycardbenefits.com or by calling 1-800-Mastercard within 60 days of the loss.

Lost or Damaged Luggage Insurance covers up to $1,500 per incident to repair or replace damaged or lost checked or carry-on luggage when traveling on a common carrier (airline, train, etc.) and the ticket was purchased with the Bilt Obsidian Card. Up to 2 claims allowed in a 12-month period.

Trip Delay Reimbursement provides up to $300 per trip for essential expenses (meals, lodging, toiletries) if your trip is delayed more than 6 hours while traveling to your destination or returning home. One claim per 12-month period. The trip must be purchased with the Bilt Obsidian Card.

Extended Warranty doubles the original manufacturer's warranty for eligible items purchased with the Bilt Obsidian Card, for warranties of 24 months or less. Coverage up to $10,000 per claim. Does not apply to commercial or professional use items.

MasterRental Coverage provides secondary auto rental collision/loss damage coverage when you rent a vehicle for 31 consecutive days or less and pay with your Bilt Obsidian Card. You must decline the rental company's optional collision damage waiver. Coverage is secondary to your personal auto insurance.

Price Drop Protection monitors prices for eligible items purchased with your Bilt Obsidian Card and provides a refund of the price difference if the price drops within a specified period after purchase.