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ATB World Elite Mastercard
加拿大信用卡

ATB World Elite Mastercard

ATB Financial · 年费 CA$120 CAD · ATB My Rewards Points · 数据刷新 2026年10月3日

一句话结论: ATB World Elite Mastercard 年费 CA$120,MaxWorth 数据库里录有 16 项福利;返点倍率最高的类别是旅行(8x)。MaxWorth 是目前唯一对加拿大卡做人工核对福利追踪的 App,不需要网银登录。

返点倍率

类别倍率折算返现
旅行8x4%
超市6x3%
加油6x3%
流媒体6x3%
娱乐6x3%
其他消费2x1%

折算返现 = 倍率 × MaxWorth 对该积分体系的估值,见 方法论.

会籍与精英待遇 (2)

Mastercard Travel Pass Lounge Access

CA$130/年
每年

Enjoy 4 complimentary airport lounge visits per year for the primary cardholder through Mastercard Travel Pass provided by DragonPass, with access to 1,300+ airport lounges worldwide plus dining and spa offers at select airports. Complimentary visits reset every January and unused visits do not carry over. Additional visits are charged per entry. Download the Mastercard Travel Pass app to register.

Concierge Services

每年

Exclusive 24/7 personal concierge service for World Elite Mastercard members. Call 1-844-949-1112 within Canada and the US (1-514-461-1608 elsewhere) for restaurant recommendations, hotel bookings, event tickets, business conference arrangements and more. Purchases made through the concierge are charged to your card.

保险保障 (14)

Travel Emergency Medical Insurance

每年

You, your spouse and dependent children are each automatically covered for up to $2 million of emergency medical coverage for sudden and unexpected illness or accidental injury while travelling outside your province or territory. Available for eligible persons under 65 years of age for up to 22 consecutive days per trip. Underwritten by Assurant (ABLAC/ABIC).

Trip Cancellation Insurance

每年

If an illness, injury or other covered cause requires you to cancel a trip prior to scheduled departure, eligible non-refundable expenses are reimbursed up to $1,000 per insured person, to a maximum of $5,000 for all insured persons on the same trip. Covers you, your spouse, dependent children and one travelling companion when trip expenses are charged to the card or paid with My Rewards points.

Trip Interruption/Delay Insurance

每年

If an illness, injury or other covered cause prevents you from continuing your trip, you are covered for up to $1,000 of eligible trip interruption expenses per insured person, to a maximum of $5,000 for all insured persons on the same trip. Covers you, your spouse, dependent children and one travelling companion.

Flight Delay Insurance

每年

If your flight is delayed by at least 4 hours or you are denied boarding, you, your spouse and dependent children may be reimbursed for necessary and reasonable expenses incurred within 48 hours of the delay, up to $250 per day for up to 2 days. Ticket must be charged to the card or paid with My Rewards points.

Delayed Luggage Insurance

每年

If your checked luggage is delayed for more than 4 hours at your destination, you, your spouse and dependent children may be reimbursed up to $250 per day for up to 2 days to purchase essential items, when the common carrier fare is charged to the card or paid with My Rewards points.

Lost Luggage Insurance

每年

If your checked luggage is lost by a common carrier, you, your spouse and dependent children may be reimbursed for the replacement cost of lost personal property up to $1,000 per trip, when the ticket is charged to the card or paid with My Rewards points.

Hotel/Motel Burglary Insurance

每年

Receive up to $1,000 of coverage for most items of personal property stolen from your hotel or motel room within Canada and the United States when there is evidence of forceful entry, when the room cost is charged to the card or paid with My Rewards points.

Common Carrier Accident Insurance

每年

When you purchase the full cost of common carrier travel with the card or My Rewards points, receive up to $750,000 of accidental death & dismemberment coverage per account per accident for all insured persons on the same trip while occupying a common carrier. Covers you, your spouse and dependent children.

Car Rental Collision Damage Waiver

每年

Get up to 48 days of car rental collision damage waiver coverage covering the full cost of damage or theft of the rental vehicle when you charge the full rental cost to the card or pay with My Rewards points and decline the rental agency's CDW.

Car Rental Accident Insurance

每年

When you pay for a car rental in full with the card or My Rewards points, receive up to $225,000 per account per accident of accidental death & dismemberment coverage for all insured persons on the same trip while occupying the rental vehicle. Covers you, your spouse and dependent children.

Car Rental Personal Effects Insurance

每年

Personal Effects Insurance coverage of up to $1,000 per insured person per occurrence, to a maximum of $2,000 per account, for personal property while in a rental vehicle paid with the card or My Rewards points.

Mobile Device Insurance

每年

Up to 2 years of coverage to a maximum of $1,500 if your mobile device is lost, stolen, accidentally damaged or experiences mechanical failure, when you charge the full cost of the device (or all upfront costs and monthly wireless bill payments) to the card.

Event Ticket Protection Insurance

每年

If you need to cancel due to a covered reason (e.g. accident, illness, common carrier delays), receive reimbursement of the non-refundable portion of your event ticket cost, up to a maximum of $1,000, when tickets are charged to the card and/or paid with My Rewards points.

Purchase Assurance & Extended Warranty

每年

Protects purchases against damage and theft for up to 90 days, and doubles the manufacturer's warranty for up to one additional year, when you use the card or redeem My Rewards points to purchase eligible items.

怎么追踪

把 ATB World Elite Mastercard 加进 MaxWorth,上面每项 credit 带着周期出现,到期前推送提醒,年费回本率按你标记的已用金额计算。全程不连接加拿大银行账户。 加拿大卡追踪覆盖说明.

ATB Financial 的其他卡

来源:发卡行公布的条款,由 MaxWorth 人工录入并持续核验;金额为 CAD. 方法论.