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Wealthsimple Visa Infinite
加拿大信用卡

Wealthsimple Visa Infinite

Wealthsimple · 年费 CA$240 CAD · Cash · 数据刷新 2026年10月3日

一句话结论: Wealthsimple Visa Infinite 年费 CA$240,MaxWorth 数据库里录有 6 项福利;返点倍率最高的类别是其他消费(2x)。MaxWorth 是目前唯一对加拿大卡做人工核对福利追踪的 App,不需要网银登录。

返点倍率

类别倍率折算返现
其他消费2x2%

折算返现 = 倍率 × MaxWorth 对该积分体系的估值,见 方法论.

保险保障 (6)

Emergency Medical Insurance

每年

Out-of-province/country emergency medical insurance covering up to $1,000,000. Underwritten by Chubb Insurance Company of Canada. Some travel insurance policies are not offered to Quebec residents.

Trip Cancellation/Interruption Insurance

每年

Trip cancellation and interruption insurance reimburses up to $3,000 per trip for non-refundable, prepaid trip expenses if you need to cancel or interrupt your trip for a covered reason. Underwritten by Chubb Insurance Company of Canada.

Baggage Delay/Loss Insurance

每年

Covers delayed or lost baggage expenses up to $1,000 per trip including essential items and clothing. Underwritten by Chubb Insurance Company of Canada.

Mobile Device Insurance

每年

Covers theft or damage to your mobile device for up to $1,000 per claim with a $50 deductible when you pay your monthly wireless bill with your card. Maximum 2 claims per 12-month period.

Purchase Protection

每年

Covers loss, theft, or damage to items purchased with the card for up to 90 days from date of purchase. Up to $1,000 per occurrence, maximum $10,000 per cardholder. Full purchase price must be charged to the card.

Extended Warranty

每年

Doubles the original manufacturer's warranty by up to 1 additional year following the expiry of the manufacturer's warranty. Item must be purchased entirely with the card.

怎么追踪

把 Wealthsimple Visa Infinite 加进 MaxWorth,上面每项 credit 带着周期出现,到期前推送提醒,年费回本率按你标记的已用金额计算。全程不连接加拿大银行账户。 加拿大卡追踪覆盖说明.

Wealthsimple 的其他卡

来源:发卡行公布的条款,由 MaxWorth 人工录入并持续核验;金额为 CAD. 方法论.