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HSBC Elite
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HSBC Elite

年费
$495
积分体系
HSBC Rewards Points
福利
7 项· $1,249/年
数据核验于 2026年8月18日 · 来自 MaxWorth 数据库 · 未经 HSBC 背书 · 免责声明

返现倍率

类别倍率真实返现价值
旅行 5% 5%
餐饮 2% 2%
其他消费 1% 1%

真实价值按 MaxWorth 点数估值把点数倍率折算成美元。发卡行 Portal 专属倍率不计入。

报销额度 (Credits) (4)

HSBC Travel Credit

$400/年
每年

Earn up to $400 of travel credits per year for all airfares, hotels and car rentals booked through HSBC Travel powered by Priceline. This credit automatically applies when you book eligible travel through the HSBC Travel portal.

$10 Monthly Instacart+ Credit

$140/年
每月 需手动激活

Get up to $140 annually with Instacart+. When you sign up as a new member, receive 2 free months of Instacart+ and $10 off your second order each month when you use your HSBC Elite credit card.

Global Entry/TSA PreCheck Credit

$120/年
每年

Speed up airport screening with up to $120 towards Global Entry, TSA Precheck, TSA Precheck by Clear, or NEXUS once every 4.5 years. This statement credit applies automatically when you use your Elite credit card to pay for these trusted traveler programs.

$10 Monthly Rideshare Credit

$120/年
每月

Earn up to $120 in statement credits annually on taxis, cabs and rideshare. Use your Elite credit card to pay for your rideshare and automatically receive $10 each month when you make qualifying rideshare purchases.

会籍与精英待遇 (1)

Priority Pass Lounge Access

$469/年
每年

Elevate your airport experience with complimentary and unlimited lounge access for the cardholder and up to 2 guests worth more than $469 annually with Priority Pass. Access more than 1,700+ eligible airport lounges and travel experiences worldwide.

保险保障 (2)

Cell Phone Protection

每年

Claim up to $800 if your cellphone is stolen or damaged using Cellular Wireless Telephone Protection. Coverage applies when you pay your monthly wireless bill with your HSBC Elite credit card.

Purchase Assurance

每年

Purchase Assurance covers most purchases from damage or theft within 90 days of purchase up to $1,000 per occurrence and $50,000 per account per calendar year when you pay for eligible items with the card.

别再用表格记这些福利了。

MaxWorth App 自动追踪 HSBC Elite 的全部 7 项福利——兑换进度、重置日期、到期提醒一个不落。

前往 App Store 下载