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HSBC Premier
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HSBC Premier

年费
$95
积分体系
HSBC Rewards Points
福利
10 项· $1,049/年
数据核验于 2026年8月18日 · 来自 MaxWorth 数据库 · 未经 HSBC 背书 · 免责声明

返现倍率

类别倍率真实返现价值
加油 3% 3%
超市 3% 3%
旅行 2% 2%
其他消费 1% 1%

真实价值按 MaxWorth 点数估值把点数倍率折算成美元。发卡行 Portal 专属倍率不计入。

报销额度 (Credits) (5)

50,000 Welcome Bonus Points

$625/年

Earn 50,000 Welcome Bonus Points, worth up to $625 in travel when booked through HSBC Travel, after spending $4,000 in the first 3 months of opening your card.

$10 Monthly Instacart+ Credit

$140/年
每月 需手动激活

Get up to $140 annually with Instacart+. When you sign up as a new member, receive 2 free months of Instacart+ and $10 off your second order each month when you use your HSBC Premier credit card.

Global Entry/TSA PreCheck Credit

$85/年
每年

Speed up airport screening with up to $85 towards Global Entry, TSA PreCheck, TSA PreCheck by Clear, or NEXUS once every 4.5 years. This statement credit applies automatically when you use your Premier credit card to pay for these trusted traveler programs.

$5 Monthly TV Streaming Credit

$60/年
每月

Receive up to $60 in statement credits annually when you pay for your TV streaming subscription. You will automatically receive up to $5 each month when you pay for your streaming subscription using your Premier Credit Card.

$5 Monthly Lyft Credit

$60/年
每月

Take 3 rides, and get a $5 Lyft App credit every month with your Premier credit card. Use your HSBC Premier credit card to pay for your rideshare and automatically receive $5 each month when you make qualifying rideshare purchases.

会籍与精英待遇 (1)

ShopRunner Membership

$79/年
每年 需手动激活

Complimentary ShopRunner membership worth $79 annually. Shop your favorite items and top deals all in one place. Plus, sign up for a complimentary ShopRunner membership to enjoy free 2-day shipping, exclusive discounts and more.

保险保障 (3)

Cell Phone Protection

每年

Cellular Wireless Telephone Protection provides reimbursements up to $600 per claim if your cellphone is stolen or damaged when you pay your monthly wireless bill with your HSBC Premier credit card.

Purchase Assurance

每年

Purchase Assurance covers most purchases from damage or theft within 90 days of purchase up to $1,000 per occurrence when you pay for eligible items with the card.

Mastercard ID Theft Protection

每年

Mastercard ID Theft Protection and Identity Fraud Expense Reimbursement provide support and expense reimbursement if your identity is compromised through identity fraud.

其他 (1)

Booking.com Discount

每年

Make the most of your travel. Get up to 7% off prepaid bookings for accommodation when you book with your HSBC Premier Credit Card through Booking.com.

别再用表格记这些福利了。

MaxWorth App 自动追踪 HSBC Premier 的全部 10 项福利——兑换进度、重置日期、到期提醒一个不落。

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