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Amex Hilton Aspire $200 Semi-Annual Hilton Resort Credit: How It Works and When It Resets (2026)

From the MaxWorth card database, the same rows the app uses; refreshed October 3, 2026

Quick answer: The Amex Hilton Aspire $200 Semi-Annual Hilton Resort Credit is worth up to $400 a year. It comes in two halves, January through June and July through December, up to $200 per half; an unused first half expires on July 1. Enrollment is required on the issuer's site or app before the credit pays out.

At a glance

CardAmex Hilton Aspire · American Express · annual fee $550
Value per year$400
Per-cycle cap$200
CycleSemi-annual
ResetsSemi-annual
EnrollmentRequired
TypeAccumulates up to the cap

The terms, as catalogued

Get up to $200 in statement credits semi-annually for eligible purchases made directly with participating Hilton Resorts on your Hilton Honors Aspire Card. That's up to $400 back annually. No minimum purchase required.‡

How not to lose it

Add the Amex Hilton Aspire to MaxWorth and this credit appears with its semi-annual cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected.

Frequently asked questions

When does the $200 Semi-Annual Hilton Resort Credit reset?

It comes in two halves, January through June and July through December, up to $200 per half; an unused first half expires on July 1.

Do I need to enroll?

Enrollment is required on the issuer's site or app before the credit pays out.

Does unused credit roll over?

No. Like every semi-annual credit, any unused amount expires when the cycle ends.

Other credits on the Amex Hilton Aspire

Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.