Amex Morgan Stanley Platinum $300 Equinox Credit: How It Works and When It Resets (2026)
Quick answer: The Amex Morgan Stanley Platinum $300 Equinox Credit is worth up to $300 a year. It runs on the calendar year and resets every January 1; whatever is unused on December 31 expires. Enrollment is required on the issuer's site or app before the credit pays out.
At a glance
| Card | Amex Morgan Stanley Platinum · American Express · annual fee $895 |
| Value per year | $300 |
| Cycle | Annual |
| Resets | January 1 (calendar year) |
| Enrollment | Required |
| Type | Accumulates up to the cap |
The terms, as catalogued
Up to $300 in statement credits annually for Equinox fitness club membership
How not to lose it
Add the Amex Morgan Stanley Platinum to MaxWorth and this credit appears with its annual cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected.
Frequently asked questions
When does the $300 Equinox Credit reset?
It runs on the calendar year and resets every January 1; whatever is unused on December 31 expires.
Do I need to enroll?
Enrollment is required on the issuer's site or app before the credit pays out.
Does unused credit roll over?
No. Like every annual credit, any unused amount expires when the cycle ends.
Other credits on the Amex Morgan Stanley Platinum
- $600 Hotel Credit · $600/yr · Semi-annual
- $400 Resy Credit · $400/yr · Quarterly
- $300 Lululemon Credit · $300/yr · Quarterly
- $25 Monthly Digital Entertainment Credit · $300/yr · Monthly
- CLEAR Plus Credit · $209/yr · Annual
- $200 Airline Fee Credit · $200/yr · Annual
- $200 Oura Ring Credit · $200/yr · Annual
- $15 Monthly Uber Credit · $200/yr · Monthly
- $12.95 Monthly Walmart+ Credit · $155/yr · Monthly
- $120 Global Entry/TSA PreCheck Credit · $30/yr · Every 4 years
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.