Chase IHG Business Anniversary Free Night: How It Works and When It Resets (2026)
Quick answer: The Chase IHG Business Anniversary Free Night is worth up to $200 a year. It runs on your cardmember year and resets on your card anniversary, not on January 1. No enrollment is required; eligible purchases are credited automatically.
At a glance
| Card | Chase IHG Business · Chase · annual fee $99 |
| Value per year | $200 |
| Cycle | Annual |
| Resets | Card anniversary (cardmember year) |
| Enrollment | Not required |
| Type | Accumulates up to the cap |
The terms, as catalogued
Anniversary Free Night will be available for redemption on your account anniversary date each year. Anniversary Free Night is valid at IHG Hotels and has a point redemption value of 40,000 points or less (covers one standard room night and tax only), with the ability to add on points from your IHG One Rewards account to redeem your Anniversary Free Night at hotels above the 40,000 point redemption level.
How not to lose it
Add the Chase IHG Business to MaxWorth and this credit appears with its annual cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected.
Frequently asked questions
When does the Anniversary Free Night reset?
It runs on your cardmember year and resets on your card anniversary, not on January 1.
Do I need to enroll?
No enrollment is required; eligible purchases are credited automatically.
Does unused credit roll over?
No. Like every annual credit, any unused amount expires when the cycle ends.
Other credits on the Chase IHG Business
- Additional Free Night · $200/yr · Annual
- Annual Spending Bonus · $100/yr · Annual
- Global Entry/TSA PreCheck Credit · $30/yr · Every 4 years
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.