Chase IHG Business Annual Spending Bonus: How It Works and When It Resets (2026)
Quick answer: The Chase IHG Business Annual Spending Bonus is worth up to $100 a year. It runs on the calendar year and resets every January 1; whatever is unused on December 31 expires. No enrollment is required; eligible purchases are credited automatically.
At a glance
| Card | Chase IHG Business · Chase · annual fee $99 |
| Value per year | $100 |
| Cycle | Annual |
| Resets | January 1 (calendar year) |
| Enrollment | Not required |
| Type | Accumulates up to the cap |
The terms, as catalogued
You will receive a $100 statement credit and 10,000 bonus points each calendar year during which you spend at least $20,000 in purchases.
How not to lose it
Add the Chase IHG Business to MaxWorth and this credit appears with its annual cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected.
Frequently asked questions
When does the Annual Spending Bonus reset?
It runs on the calendar year and resets every January 1; whatever is unused on December 31 expires.
Do I need to enroll?
No enrollment is required; eligible purchases are credited automatically.
Does unused credit roll over?
No. Like every annual credit, any unused amount expires when the cycle ends.
Other credits on the Chase IHG Business
- Additional Free Night · $200/yr · Annual
- Anniversary Free Night · $200/yr · Annual
- Global Entry/TSA PreCheck Credit · $30/yr · Every 4 years
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.