Chase United Club $20 Monthly Instacart Credit: How It Works and When It Resets (2026)
Quick answer: The Chase United Club $20 Monthly Instacart Credit is worth up to $240 a year. It resets every month, up to $20 per month; anything unused in a month does not roll over. No enrollment is required; eligible purchases are credited automatically.
At a glance
| Card | Chase United Club · Chase · annual fee $695 |
| Value per year | $240 |
| Per-cycle cap | $20 |
| Cycle | Monthly |
| Resets | Monthly |
| Enrollment | Not required |
| Type | Accumulates up to the cap |
The terms, as catalogued
Two $10 Instacart credits monthly (up to $240 total each calendar year) for purchases made directly through Instacart with your United Club Card. Benefits end 12/31/27.
How not to lose it
Add the Chase United Club to MaxWorth and this credit appears with its monthly cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected.
Frequently asked questions
When does the $20 Monthly Instacart Credit reset?
It resets every month, up to $20 per month; anything unused in a month does not roll over.
Do I need to enroll?
No enrollment is required; eligible purchases are credited automatically.
Does unused credit roll over?
No. Like every monthly credit, any unused amount expires when the cycle ends.
Other credits on the Chase United Club
- $200 Renowned Hotels Statement Credit · $200/yr · Annual
- $200 JSX Statement Credit · $200/yr · Annual
- $12.50 Monthly Rideshare Credit · $150/yr · Monthly
- Up to $100 Avis/Budget Credits · $100/yr · Annual
- Global Entry/TSA PreCheck Credit · $30/yr · Every 4 years
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.