Chase United Explorer $100 United Travel Credit: How It Works and When It Resets (2026)
Quick answer: The Chase United Explorer $100 United Travel Credit is worth up to $100 a year. It runs on the calendar year and resets every January 1; whatever is unused on December 31 expires. No enrollment is required; eligible purchases are credited automatically.
At a glance
| Card | Chase United Explorer · Chase · annual fee $150 |
| Value per year | $100 |
| Cycle | Annual |
| Resets | January 1 (calendar year) |
| Enrollment | Not required |
| Type | Accumulates up to the cap |
The terms, as catalogued
Earn $100 in United TravelBank cash after you spend $10,000 on purchases each calendar year with your United Explorer Card. You can use United TravelBank cash toward future flights on United or United Express.
How cardholders actually use it
5.8% of holders have explicitly marked it as skipped, among the highest of any credit. Source: MaxWorth's Credit Deadline Report 2026, as of 2026-10-03. See the report.
How not to lose it
Add the Chase United Explorer to MaxWorth and this credit appears with its annual cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected.
Frequently asked questions
When does the $100 United Travel Credit reset?
It runs on the calendar year and resets every January 1; whatever is unused on December 31 expires.
Do I need to enroll?
No enrollment is required; eligible purchases are credited automatically.
Does unused credit roll over?
No. Like every annual credit, any unused amount expires when the cycle ends.
How many cardholders actually use it?
5.8% of holders have explicitly marked it as skipped, among the highest of any credit. Source: MaxWorth's Credit Deadline Report 2026, as of 2026-10-03.
Other credits on the Chase United Explorer
- $10 Monthly Instacart Credit · $120/yr · Monthly
- Up to $100 United Hotels Credits · $100/yr · Annual
- Up to $100 JSX Credits · $100/yr · Annual
- $5 Monthly Rideshare Credit · $60/yr · Monthly
- Up to $50 Avis/Budget Credits · $50/yr · Annual
- Global Entry/TSA PreCheck Credit · $30/yr · Every 4 years
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.