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Citi Prestige Fourth Night Free: How It Works and When It Resets (2026)

From the MaxWorth card database, the same rows the app uses; refreshed October 3, 2026

Quick answer: The Citi Prestige Fourth Night Free is worth up to $800 a year. It resets once a year; whether the issuer counts the calendar year or your cardmember year is set by the current terms. No enrollment is required; eligible purchases are credited automatically.

At a glance

CardCiti Prestige · Citi · annual fee $495
Value per year$800
Per-cycle cap$400
CycleAnnual
ResetsOnce a year, per current terms
EnrollmentNot required
TypeAccumulates up to the cap

The terms, as catalogued

Free fourth night on hotel bookings paid for with points or cash, up to twice per year

How not to lose it

Add the Citi Prestige to MaxWorth and this credit appears with its annual cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected.

Frequently asked questions

When does the Fourth Night Free reset?

It resets once a year; whether the issuer counts the calendar year or your cardmember year is set by the current terms.

Do I need to enroll?

No enrollment is required; eligible purchases are credited automatically.

Does unused credit roll over?

No. Like every annual credit, any unused amount expires when the cycle ends.

Other credits on the Citi Prestige

Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.