Gap Encore Mastercard Birthday Gift: How It Works and When It Resets (2026)
Quick answer: The Gap Encore Mastercard Birthday Gift is worth up to $10 a year, paid as a single credit per cycle. It resets once a year; whether the issuer counts the calendar year or your cardmember year is set by the current terms. No enrollment is required; eligible purchases are credited automatically.
At a glance
| Card | Gap Encore Mastercard · Barclays · annual fee $0 |
| Value per year | $10 |
| Cycle | Annual |
| Resets | Once a year, per current terms |
| Enrollment | Not required |
| Type | Single credit per cycle |
The terms, as catalogued
Receive a birthday gift each year, with gifts you can use to shop for yourself and up to three family members.
How not to lose it
Add the Gap Encore Mastercard to MaxWorth and this credit appears with its annual cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected.
Frequently asked questions
When does the Birthday Gift reset?
It resets once a year; whether the issuer counts the calendar year or your cardmember year is set by the current terms.
Do I need to enroll?
No enrollment is required; eligible purchases are credited automatically.
Does unused credit roll over?
No. Like every annual credit, any unused amount expires when the cycle ends.
Other credits on the Gap Encore Mastercard
- Choose-Your-Own Sale Day · $20/yr · Annual
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.