HSBC Elite $10 Monthly Instacart+ Credit: How It Works and When It Resets (2026)
Quick answer: The HSBC Elite $10 Monthly Instacart+ Credit is worth up to $140 a year. It resets every month, up to $10 per month; anything unused in a month does not roll over. Enrollment is required on the issuer's site or app before the credit pays out.
At a glance
| Card | HSBC Elite · HSBC · annual fee $495 |
| Value per year | $140 |
| Per-cycle cap | $10 |
| Cycle | Monthly |
| Resets | Monthly |
| Enrollment | Required |
| Type | Accumulates up to the cap |
The terms, as catalogued
Get up to $140 annually with Instacart+. When you sign up as a new member, receive 2 free months of Instacart+ and $10 off your second order each month when you use your HSBC Elite credit card.
How not to lose it
Add the HSBC Elite to MaxWorth and this credit appears with its monthly cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected.
Frequently asked questions
When does the $10 Monthly Instacart+ Credit reset?
It resets every month, up to $10 per month; anything unused in a month does not roll over.
Do I need to enroll?
Enrollment is required on the issuer's site or app before the credit pays out.
Does unused credit roll over?
No. Like every monthly credit, any unused amount expires when the cycle ends.
Other credits on the HSBC Elite
- HSBC Travel Credit · $400/yr · Annual
- $10 Monthly Rideshare Credit · $120/yr · Monthly
- Global Entry/TSA PreCheck Credit · $30/yr · Every 4 years
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.