PNC Spend Wise $25 Digital Subscription Credit: How It Works and When It Resets (2026)
Quick answer: The PNC Spend Wise $25 Digital Subscription Credit is worth up to $25 a year. It resets once a year; whether the issuer counts the calendar year or your cardmember year is set by the current terms. No enrollment is required; eligible purchases are credited automatically.
At a glance
| Card | PNC Spend Wise · PNC Bank · annual fee $0 |
| Value per year | $25 |
| Cycle | Annual |
| Resets | Once a year, per current terms |
| Enrollment | Not required |
| Type | Accumulates up to the cap |
The terms, as catalogued
Up to $25 in annual subscription service credits for Spotify, Netflix, and/or Disney+. Pay for eligible subscription services with your PNC Spend Wise card to receive statement credits automatically.
How not to lose it
Add the PNC Spend Wise to MaxWorth and this credit appears with its annual cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected.
Frequently asked questions
When does the $25 Digital Subscription Credit reset?
It resets once a year; whether the issuer counts the calendar year or your cardmember year is set by the current terms.
Do I need to enroll?
No enrollment is required; eligible purchases are credited automatically.
Does unused credit roll over?
No. Like every annual credit, any unused amount expires when the cycle ends.
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.