US Bank Altitude Reserve $325 Annual Travel Credit: How It Works and When It Resets (2026)
Quick answer: The US Bank Altitude Reserve $325 Annual Travel Credit is worth up to $325 a year. It resets once a year; whether the issuer counts the calendar year or your cardmember year is set by the current terms. No enrollment is required; eligible purchases are credited automatically.
At a glance
| Card | US Bank Altitude Reserve · U.S. Bank · annual fee $400 |
| Value per year | $325 |
| Cycle | Annual |
| Resets | Once a year, per current terms |
| Enrollment | Not required |
| Type | Accumulates up to the cap |
The terms, as catalogued
This card provides you with up to $325 in annual travel credits per card member year. Your account is credited whenever your card is used for purchases made directly (e.g not through a travel agent) from: Airlines, Hotels, Car rental companies, Taxis, Limousines, Passenger trains, Cruise lines. They've now added dining, takeout, and food delivery as eligible categories as well.
How not to lose it
Add the US Bank Altitude Reserve to MaxWorth and this credit appears with its annual cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected.
Frequently asked questions
When does the $325 Annual Travel Credit reset?
It resets once a year; whether the issuer counts the calendar year or your cardmember year is set by the current terms.
Do I need to enroll?
No enrollment is required; eligible purchases are credited automatically.
Does unused credit roll over?
No. Like every annual credit, any unused amount expires when the cycle ends.
Other credits on the US Bank Altitude Reserve
- Global Entry or TSA PreCheck Fee Credit · $25/yr · Every 4 years
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.