Simplii Cash Back Visa
Quick answer: The Simplii Cash Back Visa carries a CA$0 annual fee and 1 catalogued benefits; its best earning category is Dining at 4x. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Dining | 4x | 4% |
| Gas | 1.5x | 1.5% |
| Groceries | 1.5x | 1.5% |
| Drugstores | 1.5x | 1.5% |
| Recurring Bills | 1.5x | 1.5% |
| Everything else | 0.5x | 0.5% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Other (1)
4% Cash Back Cap
The 4% cash back rate on restaurants, bars, coffee shops, and drinking establishments applies to the first $5,000 in annual net purchases. Spending above $5,000 in this category earns 0.5% cash back. Cap resets each year on the cardholder's anniversary date.
How to track it
Add the Simplii Cash Back Visa to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.