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Wealthsimple Visa Infinite Privilege
CANADA CREDIT CARD

Wealthsimple Visa Infinite Privilege

Wealthsimple · Annual fee CA$240 CAD · Cash · data refreshed October 3, 2026

Quick answer: The Wealthsimple Visa Infinite Privilege carries a CA$240 annual fee and 8 catalogued benefits; its best earning category is Everything else at 2x. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.

Earning rates

CategoryRateTrue cash-back value
Everything else2x2%

True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.

Status & Elite Perks (1)

Visa Airport Companion Lounge Access

Annual

Visa Airport Companion Program (powered by DragonPass) membership with 6 complimentary airport lounge passes per year, providing access to over 1,200 lounges worldwide.

Protections (7)

Emergency Medical Insurance

Annual

Out-of-province/country emergency medical insurance covering up to $2,000,000. Coverage for first 14 days of travel. Cardholder must be under age 65. Underwritten by Chubb Insurance Company of Canada.

Trip Cancellation/Interruption Insurance

Annual

Trip cancellation and interruption insurance reimburses up to $1,500 per person, maximum $5,000 per trip for non-refundable, prepaid trip expenses if you need to cancel or interrupt your trip for a covered reason. Underwritten by Chubb Insurance Company of Canada.

Baggage Delay/Loss Insurance

Annual

Covers delayed or lost baggage expenses up to $1,250 per trip including essential items and clothing. Underwritten by Chubb Insurance Company of Canada.

Auto Rental Collision/Loss Damage

Annual

Covers damage to or theft of a rental vehicle when you reserve and pay for the entire rental with your card and decline the rental agency's collision damage waiver. Coverage up to $65,000, for up to 48 consecutive days. Underwritten by Chubb Insurance Company of Canada.

Mobile Device Insurance

Annual

Covers theft or damage to your mobile device for up to $1,000 per claim with a $50 deductible when you pay your monthly wireless bill with your card. Maximum 2 claims per 12-month period.

Purchase Protection

Annual

Covers loss, theft, or damage to items purchased with the card for up to 90 days from date of purchase. Up to $1,000 per occurrence, maximum $10,000 per cardholder. Full purchase price must be charged to the card.

Extended Warranty

Annual

Doubles the original manufacturer's warranty by up to 1 additional year following the expiry of the manufacturer's warranty. Item must be purchased entirely with the card.

How to track it

Add the Wealthsimple Visa Infinite Privilege to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.

Other Wealthsimple cards

Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.