MaxWorth MCP: Connect Your MaxWorth Account to ChatGPT and Claude
MaxWorth now has its own MCP server: your assistant can see your card benefits, which credits are about to expire unused, which Chase and Amex offers you have activated, which cards carry an offer at a given merchant, and daily cashback portal rates for thousands of stores. Here is what each server answers and how to connect them in Claude, ChatGPT, Claude Code and Cursor.
Quick answer: MaxWorth runs a read-only MCP server at https://mcp-public.maxworth.app/mcp. Connect it and your assistant can look up any card in the US, Canada or Australia, list a card’s statement credits with the date each one resets, compare two or three cards, pull today’s cashback portal rates for a store, and quote the Credit Deadline Report, every answer carrying a maxworth.app link to cite. It needs no account and can see nothing about you.
What it is, in one paragraph
MCP, the Model Context Protocol, is the open standard assistants use to call outside tools instead of guessing from training data. A server publishes a list of tools with typed inputs; the assistant decides when to call them and folds the result into its answer. MaxWorth’s server publishes seven tools over the same database that powers the app and this site, hand-verified against issuer terms. Nothing on it is behind a login because nothing on it is private: it is the public catalogue, made callable.
What it answers
| Tool | Ask it things like |
|---|---|
search_cards | ”Which Aeroplan cards are there in Canada?” |
get_card | ”What does the Amex Platinum earn and what credits does it have?” |
list_credits | ”When does each Chase Sapphire Reserve credit reset, and which need enrollment?” |
compare_cards | ”Venture X vs Sapphire Reserve vs Platinum on fee and credits” |
search_cashback_portals | ”Which portal pays the most at Nike today?” |
search_card_offers | ”Which Amex Offers are live at Hilton right now, and on which cards?” |
credit_deadline_report | ”How many credit deadlines does a typical premium cardholder face a year?” |
about_maxworth | ”What is MaxWorth and what does it cost?” |
search + fetch | Open-ended questions: the assistant searches every card page, credit page and guide, then reads the full page and cites it. This pair is what ChatGPT’s Deep Research uses. |
Every tool is read-only and declared as such, so assistants that ask before running a tool (ChatGPT does) have no reason to stop you for each lookup.
Reset dates follow the same rule as the credit pages: credits whose terms say calendar year reset on January 1, credits whose terms say cardmember year reset on your anniversary, and where the issuer states neither the server says “per current terms” rather than guessing.
How to connect
Public (no sign-in)
MaxWorth MCP (public)
Public card, credit and cashback data.
https://mcp-public.maxworth.app/mcpPersonal
MaxWorth MCP (personal)
Your MaxWorth account — everything the app tracks.
https://mcp.maxworth.app/mcpCopy either address, then:
Claude
- Settings › Connectors › Add custom connector.
- Name it MaxWorth, paste the address, leave authentication empty.
- The personal server asks you to sign in with Apple or Google.
ChatGPT
- Settings › Connectors › Advanced › Developer mode.
- Create, name it MaxWorth, paste the address.
- Authentication: none for the public server, OAuth for the personal one.
Claude Code
- Run
claude mcp add --transport http maxworth <address>. - For the personal server, then
/mcpto sign in.
Cursor, Windsurf and others
- Add to the MCP configuration:
{ "maxworth": { "url": "<address>" } }.
Both servers are listed in the official MCP Registry as app.maxworth/maxworth-public and app.maxworth/maxworth, so clients that install from the registry find them by searching for MaxWorth.
Your own cards: the personal server
The public server knows every card; it does not know which ones are yours. Connect the personal server, approve read access with your MaxWorth account, and the assistant can answer about your cards:
| Tool | Ask it |
|---|---|
get_my_cards | ”Which cards do I have, and what do the fees add up to?” |
get_my_credits | ”List every credit on my Platinum with this period’s deadline.” |
get_expiring_credits | ”What should I use before the end of the month?” |
get_my_offers | ”Do I have an activated Nike offer on any card?” |
get_annual_fee_roi | ”Is the Sapphire Reserve paying for its fee this year?” |
Deadlines are computed the same way the app computes them, from your card’s annual-fee date and each credit’s cycle, so the connector and the app agree on what ends when. Offers are counted the way the app counts them: one Chase offer sitting on both a Sapphire Reserve and a United Quest counts once, with the cards it sits on named in the answer. It reads only what you added to MaxWorth: cards, credits and the offers synced by the extension. There are no transactions to read, because MaxWorth never connects to a bank. Disconnecting the connector in the assistant ends its access.
Both servers also include the search and fetch tools, so ChatGPT’s Deep Research can cite card and credit pages.
Frequently Asked Questions
What is the MaxWorth MCP server?
A free, read-only server that speaks the Model Context Protocol, the open standard ChatGPT, Claude, Cursor and other assistants use to call outside tools. It exposes MaxWorth's card catalogue: cards, statement credits with reset dates, cashback portal rates and the Credit Deadline Report. The endpoint is https://mcp-public.maxworth.app/mcp and it needs no account.
Can it see my cards or my bank account?
The public server cannot: there is no login, so it cannot know who you are. A second, personal server at mcp.maxworth.app reads the cards, statement credits and offers you added to MaxWorth once you sign in and approve it — and nothing else. Neither server, and not the MaxWorth app itself, ever connects to a bank account or sees a transaction. It answers questions about published card terms and portal rates, nothing about any person.
How do I add it to Claude?
In Claude on the web or desktop, open Settings, Connectors, Add custom connector, name it MaxWorth and paste https://mcp-public.maxworth.app/mcp, with authentication left empty. In Claude Code, run: claude mcp add --transport http maxworth https://mcp-public.maxworth.app/mcp.
What can the personal server do?
It reads the cards you added to MaxWorth after you sign in and approve access: your cards and fees, every credit with this period's deadline, what expires soon, your Amex and Chase offers, and whether each card has paid for its annual fee this year. It is read-only and never sees a bank account or a transaction.