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Amex Business Gold
American Express

Amex Business Gold

年费
$375
积分体系
Membership Rewards Points
福利
8 项· $945/年
数据核验于 2026年8月18日 · 来自 MaxWorth 数据库 · 未经 American Express 背书 · 免责声明
上榜类别: #28 · 高端卡

返现倍率

类别倍率真实返现价值
其他消费 1x 1.4%

真实价值按 MaxWorth 点数估值把点数倍率折算成美元。发卡行 Portal 专属倍率不计入。

报销额度 (Credits) (5)

$300 Annual ChatGPT Business Credit

$300/年
每年 需手动激活

Enroll and get up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business on the Business Gold Card.

$20 Monthly Flexible Business Credit

$240/年
每月 需手动激活

Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.

$12.95 Monthly Walmart+ Credit

$155/年
每月 需手动激活

Receive a statement credit for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with your Business Gold Card. Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.

$150 Annual Squarespace Credit

$150/年
每年 需手动激活

Enroll and get up to $150 in statement credits per calendar year for U.S. purchases with Squarespace on the Business Gold Card.

$100 Hotel Collection Credit

$100/年
每年

Up to $100 in hotel credits toward qualifying activities (dining, spa, etc.) when booking eligible properties in The Hotel Collection through American Express Travel for at least two consecutive nights.

保险保障 (3)

Cell Phone Protection

每年

Reimbursement for up to $800 in repair or replacement costs if your eligible cellphone is damaged or stolen. $50 deductible applies to each approved claim, limited to 2 approved claims per rolling 12-month period. Prior month wireless bill must have been paid with the card.

Car Rental Insurance

每年

Secondary coverage for damage due to theft and collision when you pay for your entire car rental with the card and decline the rental company collision damage waiver. Some vehicle types and countries are excluded.

Purchase Protection

每年

Coverage for theft or damage that occurs within 90 days of purchase, up to a maximum of $1,000 per occurrence and $50,000 per account per calendar year when you pay for eligible items with the card.

别再用表格记这些福利了。

MaxWorth App 自动追踪 Amex Business Gold 的全部 8 项福利——兑换进度、重置日期、到期提醒一个不落。

前往 App Store 下载