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Amex Graphite Business Cash
American Express

Amex Graphite Business Cash

年费
$295
开卡奖励
Earn $1,500 cash back after spending $50,000 in first 6 months · ≈ 1500
积分体系
Cash
福利
6 项· $2,705/年
数据核验于 2026年8月18日 · 来自 MaxWorth 数据库 · 未经 American Express 背书 · 免责声明

返现倍率

类别倍率真实返现价值
其他消费 2% 2%

真实价值按 MaxWorth 点数估值把点数倍率折算成美元。发卡行 Portal 专属倍率不计入。

报销额度 (Credits) (1)

$2,400 One AP Statement Credits

$2,400/年
每年

After spending $250,000 or more in eligible purchases in a calendar year, earn up to $2,400 in statement credits toward Amex One AP (accounts payable platform) monthly fees in the following calendar year. Requires enrollment in One AP auto-renewal.

保险保障 (5)

Cell Phone Protection

$100/年
每年

Coverage for cell phone damage or theft when you pay your monthly wireless bill with the card.

Car Rental Loss and Damage Insurance

$75/年
每年

Secondary coverage for damage to or theft of a rental vehicle when the full rental cost is charged to the card and the rental company's damage waiver is declined. Not available in Australia, Italy, or New Zealand.

Purchase Protection

$50/年
每年

Covers eligible purchases against accidental damage or theft for up to 90 days from purchase date. Up to $1,000 per occurrence and $50,000 per calendar year.

Extended Warranty Protection

$50/年
每年

Extends the original manufacturer's warranty by up to 1 additional year on eligible purchases with warranties of 5 years or less.

Return Protection

$30/年
每年

If the merchant won't accept a return within 90 days of purchase, Amex may refund the full purchase price (excluding shipping). Up to $300 per item and $1,000 per calendar year.

别再用表格记这些福利了。

MaxWorth App 自动追踪 Amex Graphite Business Cash 的全部 6 项福利——兑换进度、重置日期、到期提醒一个不落。

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