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Amex Morgan Stanley Platinum
American Express

Amex Morgan Stanley Platinum

年费
$895
开卡奖励
Earn 125,000 Membership Rewards Points after spending $8,000 in the first 6 months · ≈ 1750
积分体系
Membership Rewards Points
福利
18 项· $4,989/年
数据核验于 2026年8月18日 · 来自 MaxWorth 数据库 · 未经 American Express 背书 · 免责声明

返现倍率

类别倍率真实返现价值
机票 5x 7%
其他消费 1x 1.4%

真实价值按 MaxWorth 点数估值把点数倍率折算成美元。发卡行 Portal 专属倍率不计入。

报销额度 (Credits) (13)

$895 Annual Engagement Bonus

$895/年
每年

Eligible Platinum CashPlus clients receive an $895 Annual Engagement Bonus deposited into their Morgan Stanley Platinum CashPlus account, effectively offsetting the card's annual fee. Requires maintaining an eligible Morgan Stanley Platinum CashPlus account. Bonus is deposited annually.

$600 Hotel Credit

$600/年
每半年 需手动激活

Get up to $300 in statement credits semi-annually (up to $600 annually) when you use your Platinum Card to prepay for eligible bookings through American Express Travel at Fine Hotels + Resorts or The Hotel Collection. Enrollment required.

$400 Resy Credit

$400/年
每季度 需手动激活

Get up to $100 in statement credits each quarter when you use your Platinum Card at U.S. Resy restaurants and for other eligible purchases through Resy. That's up to $400 annually. Enrollment required.

Delta Sky Club Access

$390/年
每年

Get 10 complimentary Delta Sky Club visits per calendar year when you access the Club on a Delta-operated flight. Visits reset each January 1. Guest access may be available for an additional fee.

$300 Equinox Credit

$300/年
每年 需手动激活

Up to $300 in statement credits annually for Equinox fitness club membership

$300 Lululemon Credit

$300/年
每季度 需手动激活

Get up to $75 in statement credits each quarter when you use your Platinum Card for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That's up to $300 annually. Enrollment required.

$25 Monthly Digital Entertainment Credit

$300/年
每月

Get up to $25 in monthly statement credits when you pay for select digital subscriptions with your Platinum Card. Eligible services include Disney+, ESPN+, Hulu, The New York Times, Peacock, Paramount+, YouTube Premium, YouTube TV, and more. Enrollment required.

CLEAR Plus Credit

$209/年
每年

Receive up to $209 back per calendar year when you use your Card to pay for a CLEAR Plus membership. CLEAR Plus lets you use your eyes or fingerprints to verify your identity and move through security faster at 50+ airports and stadiums nationwide.

$200 Airline Fee Credit

$200/年
每年 需手动激活

Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card account.

$200 Oura Ring Credit

$200/年
每年 需手动激活

Receive up to $200 in statement credits each calendar year when you use your Platinum Card to purchase an Oura Ring at Ouraring.com. The Oura Ring is a smart ring to track and improve your sleep and overall health. Enrollment required.

$15 Monthly Uber Credit

$200/年
每月 需手动激活

Up to $200 in Uber Cash annually ($15 per month, $35 in December)

$12.95 Monthly Walmart+ Credit

$155/年
每月

Get up to $12.95 in statement credits each month when you pay for a monthly Walmart+ membership with your Platinum Card. That's up to $155 in value annually.

$120 Global Entry/TSA PreCheck Credit

$120/年
每年

Receive up to $120 in statement credits every 4 years when you use your Platinum Card to pay for your Global Entry ($120) or TSA PreCheck ($78) application fee.

会籍与精英待遇 (5)

Centurion Lounge Access

$500/年
每年

Complimentary access to Centurion Lounges worldwide

$120 Uber One Membership

$120/年
每年 需手动激活

Get up to $120 in statement credits each calendar year when you use your Platinum Card to pay for the full cost of an auto-renewing Uber One membership. Unlock discounts on rides and $0 delivery fees on Uber Eats. Enrollment required. Note: Using Uber Cash to pay will make the purchase ineligible for the credit.

Hilton Honors Gold Status

$50/年
每年 需手动激活

Complimentary Hilton Honors Gold Status. Enjoy benefits like room upgrades upon check-in when available, bonus points earning, and late checkout.

Marriott Bonvoy Gold Elite Status

$50/年
每年 需手动激活

Complimentary Marriott Bonvoy Gold Elite Status. Enjoy benefits like room upgrades upon check-in when available, late checkout, and bonus points earning.

Invest with Rewards

每年

Redeem Membership Rewards points for deposits into your Morgan Stanley or E*TRADE investment account through Invest with Rewards. Redemption rate is $1,000 deposited for every 100,000 points (1 cent per point). Available exclusively to Morgan Stanley Platinum cardholders.

别再用表格记这些福利了。

MaxWorth App 自动追踪 Amex Morgan Stanley Platinum 的全部 18 项福利——兑换进度、重置日期、到期提醒一个不落。

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