Amex Essential Rewards
一句话结论: Amex Essential Rewards 年费 A$108,MaxWorth 数据库里录有 2 项福利;返点倍率最高的类别是餐饮(5x)。MaxWorth 是目前唯一对澳大利亚卡做人工核对福利追踪的 App,不需要网银登录。
返点倍率
| 类别 | 倍率 | 折算返现 |
|---|---|---|
| 餐饮 | 5x | 3.5% |
| 流媒体 | 3x | 2.1% |
| Retail Online | 2x | 1.4% |
| 其他消费 | 1x | 0.7% |
折算返现 = 倍率 × MaxWorth 对该积分体系的估值,见 方法论.
保险保障 (2)
Smartphone Screen Cover
A$100/年Covers breakage to the front screen of a smartphone following accidental drop or impact, when the smartphone was purchased with the card. Up to 2 eligible claims per year, up to $500 per smartphone. 10% of repair cost excess applies.
Retail Purchase Protection
A$50/年Covers three retail scenarios on eligible items purchased with the card: Card Purchase Cover (theft/damage within 90 days), Card Refund Cover (refund if retailer wont take back an unwanted item within 90 days), and Buyers Advantage Cover (extends manufacturers warranty by up to 1 additional year).
怎么追踪
把 Amex Essential Rewards 加进 MaxWorth,上面每项 credit 带着周期出现,到期前推送提醒,年费回本率按你标记的已用金额计算。全程不连接澳大利亚银行账户。 澳大利亚卡追踪覆盖说明.
American Express Australia 的其他卡
- Amex Platinum Business · A$1,750 · 4 项福利
- Amex Platinum Card (AU) · A$1,450 · 6 项福利
- Amex Qantas Business Rewards · A$450 · 3 项福利
- Amex Qantas Ultimate · A$450 · 5 项福利
- Amex Velocity Platinum · A$440 · 4 项福利
- Amex Business Gold Plus · A$395 · 4 项福利
- Amex Explorer · A$395 · 5 项福利
- Amex Qantas Premium · A$249 · 3 项福利
来源:发卡行公布的条款,由 MaxWorth 人工录入并持续核验;金额为 AUD. 方法论.