Amex Platinum Card (AU)
一句话结论: Amex Platinum Card (AU) 年费 A$1,450,MaxWorth 数据库里录有 6 项福利,其中 2 项是有金额的 credit,面值合计 A$850/年;返点倍率最高的类别是其他消费(2.25x)。MaxWorth 是目前唯一对澳大利亚卡做人工核对福利追踪的 App,不需要网银登录。
返点倍率
| 类别 | 倍率 | 折算返现 |
|---|---|---|
| 其他消费 | 2.25x | 1.575% |
折算返现 = 倍率 × MaxWorth 对该积分体系的估值,见 方法论.
报销额度 (Credits) (2)
$450 Annual Travel Credit
A$450/年$450 credit toward flights, hotels, or car hire booked via American Express Travel Online. Full annual credit; resets on the card anniversary; unused portion does not roll over.
$400 Global Dining Credit
A$400/年$400 combined annual dining credit ($200 for domestic dining, $200 for international dining) at eligible restaurants when paying with the card. Resets on the calendar year (1 Jan-31 Dec), does not roll over.
会籍与精英待遇 (3)
ALL Accor+ Explorer Membership
A$349/年Complimentary ALL Accor Live Limitless "Explorer" membership (valued at ~$349/year), including 2 free nights via Accor's Stay Plus program, 30% dining discount, and Accor Gold-equivalent status. Requires enrolment.
Global Lounge Collection (Centurion/Priority Pass/Plaza Premium)
A$150/年Access to 1,550+ airport lounges worldwide via The Centurion Lounge, Priority Pass Select, and Plaza Premium Lounge networks. Note: guest allowances for Centurion Lounge and Plaza Premium reduced from 2 to 1 (effective 8 Jul / 1 Oct 2026), and supplementary cardholder Priority Pass access is being withdrawn from 1 Oct 2026 - primary cardholder retains unlimited access.
Hotel Elite Status (Hilton/Marriott/Radisson Gold)
A$100/年Complimentary elite status with Hilton Honors (Gold), Marriott Bonvoy (Gold Elite), and Radisson Rewards (Premium) - free room upgrades where available, late checkout, and other elite perks. Requires separate enrolment with each program.
保险保障 (1)
Travel Insurance & Purchase Protection
A$100/年Complimentary travel insurance (domestic and international) when the return trip is charged to the card - covers medical emergencies, trip cancellation/amendment, baggage and travel document loss, and personal accident, underwritten by Chubb. Also includes Card Purchase Cover (accidental damage/theft within 90 days, up to $3,500 per item, $50 excess) and Smartphone Screen Cover (up to $500 per claim, 2 claims/year, 10% excess). Exact sub-limits and exclusions per the full PDS were not exhaustively verified in this research pass.
怎么追踪
把 Amex Platinum Card (AU) 加进 MaxWorth,上面每项 credit 带着周期出现,到期前推送提醒,年费回本率按你标记的已用金额计算。全程不连接澳大利亚银行账户。 澳大利亚卡追踪覆盖说明.
American Express Australia 的其他卡
- Amex Platinum Business · A$1,750 · 4 项福利
- Amex Qantas Business Rewards · A$450 · 3 项福利
- Amex Qantas Ultimate · A$450 · 5 项福利
- Amex Velocity Platinum · A$440 · 4 项福利
- Amex Business Gold Plus · A$395 · 4 项福利
- Amex Explorer · A$395 · 5 项福利
- Amex Qantas Premium · A$249 · 3 项福利
- Amex Velocity Business · A$249 · 2 项福利
来源:发卡行公布的条款,由 MaxWorth 人工录入并持续核验;金额为 AUD. 方法论.