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Amex Platinum Card (AU)
澳大利亚信用卡

Amex Platinum Card (AU)

American Express Australia · 年费 A$1,450 AUD · Membership Rewards Points · 数据刷新 2026年10月3日

一句话结论: Amex Platinum Card (AU) 年费 A$1,450,MaxWorth 数据库里录有 6 项福利,其中 2 项是有金额的 credit,面值合计 A$850/年;返点倍率最高的类别是其他消费(2.25x)。MaxWorth 是目前唯一对澳大利亚卡做人工核对福利追踪的 App,不需要网银登录。

返点倍率

类别倍率折算返现
其他消费2.25x1.575%

折算返现 = 倍率 × MaxWorth 对该积分体系的估值,见 方法论.

报销额度 (Credits) (2)

$450 Annual Travel Credit

A$450/年
每年按开卡周年重置

$450 credit toward flights, hotels, or car hire booked via American Express Travel Online. Full annual credit; resets on the card anniversary; unused portion does not roll over.

$400 Global Dining Credit

A$400/年
每年按自然年重置

$400 combined annual dining credit ($200 for domestic dining, $200 for international dining) at eligible restaurants when paying with the card. Resets on the calendar year (1 Jan-31 Dec), does not roll over.

会籍与精英待遇 (3)

ALL Accor+ Explorer Membership

A$349/年
每年

Complimentary ALL Accor Live Limitless "Explorer" membership (valued at ~$349/year), including 2 free nights via Accor's Stay Plus program, 30% dining discount, and Accor Gold-equivalent status. Requires enrolment.

Global Lounge Collection (Centurion/Priority Pass/Plaza Premium)

A$150/年
每年

Access to 1,550+ airport lounges worldwide via The Centurion Lounge, Priority Pass Select, and Plaza Premium Lounge networks. Note: guest allowances for Centurion Lounge and Plaza Premium reduced from 2 to 1 (effective 8 Jul / 1 Oct 2026), and supplementary cardholder Priority Pass access is being withdrawn from 1 Oct 2026 - primary cardholder retains unlimited access.

Hotel Elite Status (Hilton/Marriott/Radisson Gold)

A$100/年
每年

Complimentary elite status with Hilton Honors (Gold), Marriott Bonvoy (Gold Elite), and Radisson Rewards (Premium) - free room upgrades where available, late checkout, and other elite perks. Requires separate enrolment with each program.

保险保障 (1)

Travel Insurance & Purchase Protection

A$100/年
每年

Complimentary travel insurance (domestic and international) when the return trip is charged to the card - covers medical emergencies, trip cancellation/amendment, baggage and travel document loss, and personal accident, underwritten by Chubb. Also includes Card Purchase Cover (accidental damage/theft within 90 days, up to $3,500 per item, $50 excess) and Smartphone Screen Cover (up to $500 per claim, 2 claims/year, 10% excess). Exact sub-limits and exclusions per the full PDS were not exhaustively verified in this research pass.

怎么追踪

把 Amex Platinum Card (AU) 加进 MaxWorth,上面每项 credit 带着周期出现,到期前推送提醒,年费回本率按你标记的已用金额计算。全程不连接澳大利亚银行账户。 澳大利亚卡追踪覆盖说明.

American Express Australia 的其他卡

来源:发卡行公布的条款,由 MaxWorth 人工录入并持续核验;金额为 AUD. 方法论.