Amex Platinum Card (AU)
Quick answer: The Amex Platinum Card (AU) carries a A$1,450 annual fee and 6 catalogued benefits, 2 of them dollar credits worth A$850 a year at face value; its best earning category is Everything else at 2.25x. MaxWorth is the only benefits tracker with hand-verified Australian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Everything else | 2.25x | 1.575% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Credits (2)
$450 Annual Travel Credit
A$450/yr$450 credit toward flights, hotels, or car hire booked via American Express Travel Online. Full annual credit; resets on the card anniversary; unused portion does not roll over.
$400 Global Dining Credit
A$400/yr$400 combined annual dining credit ($200 for domestic dining, $200 for international dining) at eligible restaurants when paying with the card. Resets on the calendar year (1 Jan-31 Dec), does not roll over.
Status & Elite Perks (3)
ALL Accor+ Explorer Membership
A$349/yrComplimentary ALL Accor Live Limitless "Explorer" membership (valued at ~$349/year), including 2 free nights via Accor's Stay Plus program, 30% dining discount, and Accor Gold-equivalent status. Requires enrolment.
Global Lounge Collection (Centurion/Priority Pass/Plaza Premium)
A$150/yrAccess to 1,550+ airport lounges worldwide via The Centurion Lounge, Priority Pass Select, and Plaza Premium Lounge networks. Note: guest allowances for Centurion Lounge and Plaza Premium reduced from 2 to 1 (effective 8 Jul / 1 Oct 2026), and supplementary cardholder Priority Pass access is being withdrawn from 1 Oct 2026 - primary cardholder retains unlimited access.
Hotel Elite Status (Hilton/Marriott/Radisson Gold)
A$100/yrComplimentary elite status with Hilton Honors (Gold), Marriott Bonvoy (Gold Elite), and Radisson Rewards (Premium) - free room upgrades where available, late checkout, and other elite perks. Requires separate enrolment with each program.
Protections (1)
Travel Insurance & Purchase Protection
A$100/yrComplimentary travel insurance (domestic and international) when the return trip is charged to the card - covers medical emergencies, trip cancellation/amendment, baggage and travel document loss, and personal accident, underwritten by Chubb. Also includes Card Purchase Cover (accidental damage/theft within 90 days, up to $3,500 per item, $50 excess) and Smartphone Screen Cover (up to $500 per claim, 2 claims/year, 10% excess). Exact sub-limits and exclusions per the full PDS were not exhaustively verified in this research pass.
How to track it
Add the Amex Platinum Card (AU) to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Australian bank account is ever connected. What MaxWorth covers for Australian cards.
Other American Express Australia cards
- Amex Platinum Business · A$1,750 · 4 benefits
- Amex Qantas Business Rewards · A$450 · 3 benefits
- Amex Qantas Ultimate · A$450 · 5 benefits
- Amex Velocity Platinum · A$440 · 4 benefits
- Amex Business Gold Plus · A$395 · 4 benefits
- Amex Explorer · A$395 · 5 benefits
- Amex Qantas Premium · A$249 · 3 benefits
- Amex Velocity Business · A$249 · 2 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in AUD. Methodology.