Amex Velocity Business
Quick answer: The Amex Velocity Business carries a A$249 annual fee and 2 catalogued benefits; its best earning category is Virgin Australia at 2x. MaxWorth is the only benefits tracker with hand-verified Australian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Virgin Australia | 2x | 2% |
| Everything else | 1x | 1% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Status & Elite Perks (1)
Virgin Australia Lounge Passes
A$75/yr2 complimentary single-entry Virgin Australia domestic lounge passes per year, for the primary cardholder.
Protections (1)
Travel Insurance & Purchase Protection
A$75/yrComplimentary domestic and international travel insurance (medical emergency, trip cancellation, business trip completion, personal liability, baggage - underwritten by Chubb), extending to the cardholders partner, dependent children (under 25), and Employee Cardmembers, including up to $20,000 accident cover. Exact sub-limits per the full PDS were not exhaustively verified in this research pass.
How to track it
Add the Amex Velocity Business to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Australian bank account is ever connected. What MaxWorth covers for Australian cards.
Other American Express Australia cards
- Amex Platinum Business · A$1,750 · 4 benefits
- Amex Platinum Card (AU) · A$1,450 · 6 benefits
- Amex Qantas Business Rewards · A$450 · 3 benefits
- Amex Qantas Ultimate · A$450 · 5 benefits
- Amex Velocity Platinum · A$440 · 4 benefits
- Amex Business Gold Plus · A$395 · 4 benefits
- Amex Explorer · A$395 · 5 benefits
- Amex Qantas Premium · A$249 · 3 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in AUD. Methodology.