Amex Business Gold Plus
Quick answer: The Amex Business Gold Plus carries a A$395 annual fee and 4 catalogued benefits, 1 of them dollar credits worth A$650 a year at face value; its best earning category is B2b Services at 3x. MaxWorth is the only benefits tracker with hand-verified Australian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| B2b Services | 3x | 2.1% |
| Everything else | 1.5x | 1.05% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Credits (1)
$650 B2B Supplier Statement Credits
A$650/yrCombined $650 in annual statement credits across select B2B suppliers when enrolled: $100 each for Xero, Google Ads, Meta for Business, AWS, and Square, plus $150/year for Dell (billed semi-annually at $75). Each supplier credit requires its own minimum spend and separate enrolment.
Status & Elite Perks (1)
Hilton Honors Silver Status
A$25/yrComplimentary Hilton Honors Silver status, no minimum stays required.
Protections (1)
Travel Insurance & Purchase Protection
A$75/yrComplimentary domestic and international travel insurance for the cardholder and Employee Cardmembers when the trip is charged to the card. Also includes Card Purchase Cover (90 days). Exact sub-limits not confirmed in this research pass.
Other (1)
$100 Hotel Collection Credit
A$100/yrHotel credit when booking via Amex's Hotel Collection program.
How to track it
Add the Amex Business Gold Plus to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Australian bank account is ever connected. What MaxWorth covers for Australian cards.
Other American Express Australia cards
- Amex Platinum Business · A$1,750 · 4 benefits
- Amex Platinum Card (AU) · A$1,450 · 6 benefits
- Amex Qantas Business Rewards · A$450 · 3 benefits
- Amex Qantas Ultimate · A$450 · 5 benefits
- Amex Velocity Platinum · A$440 · 4 benefits
- Amex Explorer · A$395 · 5 benefits
- Amex Qantas Premium · A$249 · 3 benefits
- Amex Velocity Business · A$249 · 2 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in AUD. Methodology.