Amex Platinum Business
Quick answer: The Amex Platinum Business carries a A$1,750 annual fee and 4 catalogued benefits; its best earning category is Everything else at 2.25x. MaxWorth is the only benefits tracker with hand-verified Australian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Everything else | 2.25x | 1.575% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Status & Elite Perks (2)
ALL Accor+ Explorer Membership
A$349/yrComplimentary ALL Accor Live Limitless "Explorer" membership (valued at ~$349/year), including 2 free nights via Accor's Stay Plus program and Accor Gold-equivalent status.
Global Lounge Collection
A$150/yrAccess to 1,550+ airport lounges worldwide via The Centurion Lounge, Priority Pass Select, and Plaza Premium Lounge networks, for the primary cardholder and Employee Cardmembers.
Protections (1)
Travel Insurance & Purchase Protection
A$100/yrComplimentary travel insurance (domestic and international) when the trip is charged to the card, plus Card Purchase Cover, Buyer's Advantage extended warranty, and a Loss Damage Waiver for rental car collision cover (up to $125,000). Exact sub-limits per the full PDS were not exhaustively verified in this research pass.
Other (1)
Fine Hotels + Resorts
A$100/yrRoom upgrades (where available), guaranteed 4pm late checkout, and other perks when booking 2+ nights at a participating hotel via Amex Travel's Fine Hotels + Resorts program.
How to track it
Add the Amex Platinum Business to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Australian bank account is ever connected. What MaxWorth covers for Australian cards.
Other American Express Australia cards
- Amex Platinum Card (AU) · A$1,450 · 6 benefits
- Amex Qantas Business Rewards · A$450 · 3 benefits
- Amex Qantas Ultimate · A$450 · 5 benefits
- Amex Velocity Platinum · A$440 · 4 benefits
- Amex Business Gold Plus · A$395 · 4 benefits
- Amex Explorer · A$395 · 5 benefits
- Amex Qantas Premium · A$249 · 3 benefits
- Amex Velocity Business · A$249 · 2 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in AUD. Methodology.