Amex Explorer
Quick answer: The Amex Explorer carries a A$395 annual fee and 5 catalogued benefits, 1 of them dollar credits worth A$400 a year at face value; its best earning category is Everything else at 2x. MaxWorth is the only benefits tracker with hand-verified Australian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Everything else | 2x | 1.4% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Credits (1)
$400 Annual Travel Credit
A$400/yr$400 credit toward flights or hotels booked via American Express Travel Online. Full annual credit; resets on the card anniversary; unused portion does not roll over.
Status & Elite Perks (3)
Hotel Collection Benefit
A$100/yrUp to USD $100 property credit and complimentary room upgrade (where available) when booking 2+ consecutive nights at a participating hotel via Amex Travel's Hotel Collection.
Centurion Lounge Access
A$100/yr2 complimentary entries per calendar year to The Centurion Lounge at Sydney or Melbourne international airports.
Hilton Honors Silver Status
A$25/yrComplimentary Hilton Honors Silver status upon linking your Hilton Honors account - automatic upon enrolment, no minimum stays required.
Protections (1)
Travel Insurance & Purchase Protection
A$100/yrComplimentary domestic and international travel insurance when the return trip is charged to the card (medical emergency, trip cancellation/amendment, baggage/travel document loss, personal accident - underwritten by Chubb), plus Smartphone Screen Cover (up to $500 per claim, when the phone was purchased with the card). Exact sub-limits per the full PDS were not exhaustively verified in this research pass.
How to track it
Add the Amex Explorer to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Australian bank account is ever connected. What MaxWorth covers for Australian cards.
Other American Express Australia cards
- Amex Platinum Business · A$1,750 · 4 benefits
- Amex Platinum Card (AU) · A$1,450 · 6 benefits
- Amex Qantas Business Rewards · A$450 · 3 benefits
- Amex Qantas Ultimate · A$450 · 5 benefits
- Amex Velocity Platinum · A$440 · 4 benefits
- Amex Business Gold Plus · A$395 · 4 benefits
- Amex Qantas Premium · A$249 · 3 benefits
- Amex Velocity Business · A$249 · 2 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in AUD. Methodology.