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Amex Explorer
澳大利亚信用卡

Amex Explorer

American Express Australia · 年费 A$395 AUD · Membership Rewards Points · 数据刷新 2026年10月3日

一句话结论: Amex Explorer 年费 A$395,MaxWorth 数据库里录有 5 项福利,其中 1 项是有金额的 credit,面值合计 A$400/年;返点倍率最高的类别是其他消费(2x)。MaxWorth 是目前唯一对澳大利亚卡做人工核对福利追踪的 App,不需要网银登录。

返点倍率

类别倍率折算返现
其他消费2x1.4%

折算返现 = 倍率 × MaxWorth 对该积分体系的估值,见 方法论.

报销额度 (Credits) (1)

$400 Annual Travel Credit

A$400/年
每年按开卡周年重置

$400 credit toward flights or hotels booked via American Express Travel Online. Full annual credit; resets on the card anniversary; unused portion does not roll over.

会籍与精英待遇 (3)

Hotel Collection Benefit

A$100/年
每年

Up to USD $100 property credit and complimentary room upgrade (where available) when booking 2+ consecutive nights at a participating hotel via Amex Travel's Hotel Collection.

Centurion Lounge Access

A$100/年
每年按自然年重置

2 complimentary entries per calendar year to The Centurion Lounge at Sydney or Melbourne international airports.

Hilton Honors Silver Status

A$25/年
每年

Complimentary Hilton Honors Silver status upon linking your Hilton Honors account - automatic upon enrolment, no minimum stays required.

保险保障 (1)

Travel Insurance & Purchase Protection

A$100/年
每年

Complimentary domestic and international travel insurance when the return trip is charged to the card (medical emergency, trip cancellation/amendment, baggage/travel document loss, personal accident - underwritten by Chubb), plus Smartphone Screen Cover (up to $500 per claim, when the phone was purchased with the card). Exact sub-limits per the full PDS were not exhaustively verified in this research pass.

怎么追踪

把 Amex Explorer 加进 MaxWorth,上面每项 credit 带着周期出现,到期前推送提醒,年费回本率按你标记的已用金额计算。全程不连接澳大利亚银行账户。 澳大利亚卡追踪覆盖说明.

American Express Australia 的其他卡

来源:发卡行公布的条款,由 MaxWorth 人工录入并持续核验;金额为 AUD. 方法论.