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HSBC Platinum Qantas
澳大利亚信用卡

HSBC Platinum Qantas

HSBC Australia · 年费 A$399 AUD · Qantas Points · 数据刷新 2026年10月3日

一句话结论: HSBC Platinum Qantas 年费 A$399,MaxWorth 数据库里录有 3 项福利;返点倍率最高的类别是Qantas(2x)。MaxWorth 是目前唯一对澳大利亚卡做人工核对福利追踪的 App,不需要网银登录。

返点倍率

类别倍率折算返现
Qantas2x2%
其他消费1x1%

折算返现 = 倍率 × MaxWorth 对该积分体系的估值,见 方法论.

会籍与精英待遇 (1)

Free Qantas Frequent Flyer Membership

A$99.50/年
每年

Complimentary Qantas Frequent Flyer membership (waives the ~$99.50 joining fee) included with the card.

保险保障 (2)

Travel Insurance

A$100/年
每年

Complimentary international and domestic travel insurance (underwritten by Allianz), activated by pre-paying at least $500 of eligible travel expenses to the card before departure, covering a single trip of up to 4 continuous months. Includes: overseas emergency medical/assistance up to $20 million, overseas emergency dental up to $750, hospital cash allowance $75/day up to $2,250, accidental death up to $30,000, trip cancellation up to $100,000, baggage loss/damage up to $25,000 (single electronic item capped at $6,000), personal liability up to $2.5 million, overseas transit accident cover, and rental vehicle excess cover in Australia up to $3,000.

Retail Purchase Protection

A$50/年
每年

Covers eligible items purchased with the card against loss, theft, or accidental damage (Purchase Protection), plus Extended Warranty Insurance extending the manufacturers original warranty period.

怎么追踪

把 HSBC Platinum Qantas 加进 MaxWorth,上面每项 credit 带着周期出现,到期前推送提醒,年费回本率按你标记的已用金额计算。全程不连接澳大利亚银行账户。 澳大利亚卡追踪覆盖说明.

HSBC Australia 的其他卡

来源:发卡行公布的条款,由 MaxWorth 人工录入并持续核验;金额为 AUD. 方法论.