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HSBC Star Alliance
澳大利亚信用卡

HSBC Star Alliance

HSBC Australia · 年费 A$499 AUD · Star Alliance Points · 数据刷新 2026年10月3日

一句话结论: HSBC Star Alliance 年费 A$499,MaxWorth 数据库里录有 2 项福利,其中 1 项是有金额的 credit,面值合计 A$200/年;返点倍率最高的类别是其他消费(1x)。MaxWorth 是目前唯一对澳大利亚卡做人工核对福利追踪的 App,不需要网银登录。

返点倍率

类别倍率折算返现
其他消费1x1%

折算返现 = 倍率 × MaxWorth 对该积分体系的估值,见 方法论.

报销额度 (Credits) (1)

Star Alliance Gold Status Fast-Track

A$200/年

Spend $4,000 within 90 days of approval to fast-track to Star Alliance Gold Status for the first year, unlocking priority check-in/boarding/security, extra baggage allowance (~20kg), and access to 1,000+ airport lounges across 26 Star Alliance member airlines.

保险保障 (1)

Travel Insurance & Purchase Protection

A$75/年
每年

Complimentary domestic and international travel insurance (requires charging at least $500 of eligible travel expenses to the card before departure, plus holding a return international flight), rental vehicle excess cover in Australia, Transit Accident Insurance, Extended Warranty Insurance, and Purchase Protection Insurance. Exact sub-limits per the full PDS were not exhaustively verified in this research pass.

怎么追踪

把 HSBC Star Alliance 加进 MaxWorth,上面每项 credit 带着周期出现,到期前推送提醒,年费回本率按你标记的已用金额计算。全程不连接澳大利亚银行账户。 澳大利亚卡追踪覆盖说明.

HSBC Australia 的其他卡

来源:发卡行公布的条款,由 MaxWorth 人工录入并持续核验;金额为 AUD. 方法论.