HSBC Star Alliance
Quick answer: The HSBC Star Alliance carries a A$499 annual fee and 2 catalogued benefits, 1 of them dollar credits worth A$200 a year at face value; its best earning category is Everything else at 1x. MaxWorth is the only benefits tracker with hand-verified Australian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Everything else | 1x | 1% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Credits (1)
Star Alliance Gold Status Fast-Track
A$200/yrSpend $4,000 within 90 days of approval to fast-track to Star Alliance Gold Status for the first year, unlocking priority check-in/boarding/security, extra baggage allowance (~20kg), and access to 1,000+ airport lounges across 26 Star Alliance member airlines.
Protections (1)
Travel Insurance & Purchase Protection
A$75/yrComplimentary domestic and international travel insurance (requires charging at least $500 of eligible travel expenses to the card before departure, plus holding a return international flight), rental vehicle excess cover in Australia, Transit Accident Insurance, Extended Warranty Insurance, and Purchase Protection Insurance. Exact sub-limits per the full PDS were not exhaustively verified in this research pass.
How to track it
Add the HSBC Star Alliance to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Australian bank account is ever connected. What MaxWorth covers for Australian cards.
Other HSBC Australia cards
- HSBC Platinum Qantas · A$399 · 3 benefits
- HSBC Platinum · A$199 · 2 benefits
- HSBC Low Rate · A$99 · 1 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in AUD. Methodology.