HSBC Low Rate
Quick answer: The HSBC Low Rate carries a A$99 annual fee and 1 catalogued benefits. MaxWorth is the only benefits tracker with hand-verified Australian card data, and it never asks for a bank login.
Protections (1)
Domestic Travel Insurance
A$50/yrComplimentary domestic (Australia-only) travel insurance when eligible domestic travel expenses are charged to the card. Does not include international travel cover, unlike HSBCs higher-tier cards.
How to track it
Add the HSBC Low Rate to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Australian bank account is ever connected. What MaxWorth covers for Australian cards.
Other HSBC Australia cards
- HSBC Star Alliance · A$499 · 2 benefits
- HSBC Platinum Qantas · A$399 · 3 benefits
- HSBC Platinum · A$199 · 2 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in AUD. Methodology.