HSBC Platinum Qantas
Quick answer: The HSBC Platinum Qantas carries a A$399 annual fee and 3 catalogued benefits; its best earning category is Qantas at 2x. MaxWorth is the only benefits tracker with hand-verified Australian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Qantas | 2x | 2% |
| Everything else | 1x | 1% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Status & Elite Perks (1)
Free Qantas Frequent Flyer Membership
A$99.50/yrComplimentary Qantas Frequent Flyer membership (waives the ~$99.50 joining fee) included with the card.
Protections (2)
Travel Insurance
A$100/yrComplimentary international and domestic travel insurance (underwritten by Allianz), activated by pre-paying at least $500 of eligible travel expenses to the card before departure, covering a single trip of up to 4 continuous months. Includes: overseas emergency medical/assistance up to $20 million, overseas emergency dental up to $750, hospital cash allowance $75/day up to $2,250, accidental death up to $30,000, trip cancellation up to $100,000, baggage loss/damage up to $25,000 (single electronic item capped at $6,000), personal liability up to $2.5 million, overseas transit accident cover, and rental vehicle excess cover in Australia up to $3,000.
Retail Purchase Protection
A$50/yrCovers eligible items purchased with the card against loss, theft, or accidental damage (Purchase Protection), plus Extended Warranty Insurance extending the manufacturers original warranty period.
How to track it
Add the HSBC Platinum Qantas to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Australian bank account is ever connected. What MaxWorth covers for Australian cards.
Other HSBC Australia cards
- HSBC Star Alliance · A$499 · 2 benefits
- HSBC Platinum · A$199 · 2 benefits
- HSBC Low Rate · A$99 · 1 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in AUD. Methodology.