CIBC Dividend Visa Card for Students
一句话结论: CIBC Dividend Visa Card for Students 年费 CA$0,MaxWorth 数据库里录有 5 项福利;返点倍率最高的类别是超市(2x)。MaxWorth 是目前唯一对加拿大卡做人工核对福利追踪的 App,不需要网银登录。
返点倍率
| 类别 | 倍率 | 折算返现 |
|---|---|---|
| 超市 | 2x | 2% |
| 餐饮 | 1x | 1% |
| 加油 | 1x | 1% |
| 电动车充电 | 1x | 1% |
| 公共交通 | 1x | 1% |
| Recurring Bills | 1x | 1% |
| Travel Cibc | 1x | 1% |
| 其他消费 | 0.5x | 0.5% |
折算返现 = 倍率 × MaxWorth 对该积分体系的估值,见 方法论.
会籍与精英待遇 (2)
Free Skip+ Membership
CA$50/年Free Skip+ membership (normally ~$120/year) included with the card. Get $0 delivery fees on eligible orders and a $10 monthly voucher to use on the Skip app for food, groceries, and convenience delivery.
SPC+ Student Membership
CA$15/年Free SPC+ student membership (normally $15/year) included with the card. Get up to 30% off at 450+ brands across Canada — fashion, food, beauty, entertainment, and more.
保险保障 (2)
Purchase Security Insurance
CA$50/年Protects eligible new purchases against theft or accidental damage for 90 days from the date of purchase when the full cost is charged to the card.
Extended Warranty Insurance
CA$50/年Extends the original manufacturer's warranty by up to 1 additional year on eligible items purchased with the card.
其他 (1)
CIBC Pace It Installment Plan
Pay eligible purchases of $100+ in fixed monthly installments over 3, 6 or 12 months for a one-time interest fee (rates depend on term length).
怎么追踪
把 CIBC Dividend Visa Card for Students 加进 MaxWorth,上面每项 credit 带着周期出现,到期前推送提醒,年费回本率按你标记的已用金额计算。全程不连接加拿大银行账户。 加拿大卡追踪覆盖说明.
CIBC 的其他卡
- CIBC Aeroplan Visa Infinite Privilege · CA$599 · 18 项福利
- CIBC Aeroplan Visa Business Card · CA$180 · 13 项福利
- CIBC Aeroplan Visa Infinite Card · CA$139 · 12 项福利
- CIBC Aventura Gold Visa Card · CA$139 · 11 项福利
- CIBC Aventura Visa Infinite Card · CA$139 · 13 项福利
- CIBC Aeroplan Visa Business Plus Card · CA$120 · 14 项福利
- CIBC Aventura Visa Card for Business · CA$120 · 8 项福利
- CIBC Aventura Visa Card for Business Plus · CA$120 · 8 项福利
来源:发卡行公布的条款,由 MaxWorth 人工录入并持续核验;金额为 CAD. 方法论.