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CIBC Aeroplan Visa Business Plus Card
加拿大信用卡

CIBC Aeroplan Visa Business Plus Card

CIBC · 年费 CA$120 CAD · Aeroplan Points · 数据刷新 2026年10月3日

一句话结论: CIBC Aeroplan Visa Business Plus Card 年费 CA$120,MaxWorth 数据库里录有 14 项福利;返点倍率最高的类别是Air Canada(2x)。MaxWorth 是目前唯一对加拿大卡做人工核对福利追踪的 App,不需要网银登录。

返点倍率

类别倍率折算返现
Air Canada2x2.6%
旅行1.5x1.95%
公共交通1.5x1.95%
餐饮1.5x1.95%
Recurring Bills1.5x1.95%
快递物流1.5x1.95%
其他消费1x1.3%

折算返现 = 倍率 × MaxWorth 对该积分体系的估值,见 方法论.

会籍与精英待遇 (2)

Maple Leaf Lounge Guest Passes

CA$60/年
每年

Up to 4 complimentary Maple Leaf Lounge One-Time Guest Passes per year.

Aeroplan Elite Status Qualifying Credits

每年

Earn up to 25,000 Aeroplan Status Qualifying Credits (SQCs) annually based on card spend, helping you reach or maintain Aeroplan Elite Status.

保险保障 (8)

Rental Car Insurance

CA$75/年
每年

Rental car collision and loss damage insurance for rental periods up to 48 consecutive days when the full rental cost is charged to the card.

Trip Cancellation Insurance

CA$50/年
每年

Trip cancellation insurance covering non-refundable prepaid travel costs when a trip is cancelled for a covered reason, when charged to the card.

Trip Interruption Insurance

CA$50/年
每年

Trip interruption insurance covering additional costs to return home or rejoin a trip when interrupted for a covered reason.

Purchase Protection

CA$25/年
每年

Purchase security insurance covering eligible items charged to the card for 90 days against theft or accidental damage.

Baggage Insurance

CA$20/年
每年

Baggage insurance providing up to $500 per insured person for delayed, lost or stolen checked baggage when travel is charged to the card.

Extended Warranty

CA$15/年
每年

Extended warranty coverage extending the original manufacturer's warranty by up to one additional year on eligible items.

Flight Delay Insurance

CA$10/年
每年

Flight delay insurance providing up to $500 CAD for meals, accommodation and necessary expenses when a flight is delayed, when the fare is charged to the card.

Common Carrier Accident Insurance

CA$10/年
每年

Common carrier accident insurance providing up to $500,000 in accidental death and dismemberment coverage when the full travel fare is charged to the card.

其他 (4)

First Checked Bag Free

CA$100/年
每年

Primary cardholder, authorized users, and up to 8 companions enjoy a free first checked bag on Air Canada flights when the ticket is purchased with the card.

Avis Preferred Plus Upgrade

每年

Complimentary Avis Preferred Plus membership with one-car-class rental upgrades at participating locations.

Hotel 4th Night Free

每年

Get an extra night free for every 3 hotel nights redeemed through the Aeroplan travel program.

No Air Canada Surcharge on Flight Rewards

每年

No airline surcharges (carrier-imposed fees) on Air Canada flight rewards booked with Aeroplan points.

怎么追踪

把 CIBC Aeroplan Visa Business Plus Card 加进 MaxWorth,上面每项 credit 带着周期出现,到期前推送提醒,年费回本率按你标记的已用金额计算。全程不连接加拿大银行账户。 加拿大卡追踪覆盖说明.

CIBC 的其他卡

来源:发卡行公布的条款,由 MaxWorth 人工录入并持续核验;金额为 CAD. 方法论.