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CIBC Dividend Visa Infinite Card
加拿大信用卡

CIBC Dividend Visa Infinite Card

CIBC · 年费 CA$120 CAD · Cash · 数据刷新 2026年10月3日

一句话结论: CIBC Dividend Visa Infinite Card 年费 CA$120,MaxWorth 数据库里录有 7 项福利;返点倍率最高的类别是超市(4x)。开卡奖励:Earn 10% cash back on purchases in first 4 statement periods (up to $200), plus $50 bonus for setting up a pre-authorized payment。MaxWorth 是目前唯一对加拿大卡做人工核对福利追踪的 App,不需要网银登录。

返点倍率

类别倍率折算返现
超市4x4%
加油4x4%
电动车充电4x4%
餐饮2x2%
公共交通2x2%
Recurring Bills2x2%
Travel Cibc2x2%
其他消费1x1%

折算返现 = 倍率 × MaxWorth 对该积分体系的估值,见 方法论.

会籍与精英待遇 (1)

Visa Infinite Privileges

CA$50/年
每年

Access to Visa Infinite hotel, dining, and experience offers. Includes complimentary 24/7 concierge service for restaurant reservations, event tickets, and travel arrangements.

保险保障 (6)

Emergency Travel Medical Insurance

CA$100/年
每年

Out-of-province/country emergency travel medical coverage up to $5,000,000 per insured person. Covers trips up to 10 consecutive days. Cardholder must be under age 65. Includes emergency medical treatment, hospital accommodation, and emergency transportation.

Mobile Device Insurance

CA$100/年
每年

Covers damage, theft, or mechanical breakdown of your mobile device when you pay your monthly wireless bill with the card. Coverage up to $1,000 per year. Deductible may apply (check insurance certificate for details).

Car Rental Collision/Loss Damage Insurance

CA$75/年
每年

Covers damage to or theft of a rental vehicle when the full rental cost is charged to the card. Coverage up to $65,000 per occurrence. Rentals must be up to 48 consecutive days.

Common Carrier Accident Insurance

CA$50/年
每年

Accidental death or dismemberment coverage up to $500,000 when travelling on a common carrier (plane, bus, train) and the full fare is charged to the card.

Purchase Security Insurance

CA$50/年
每年

Protects eligible new purchases against theft or accidental damage for 90 days from the date of purchase when the full cost is charged to the card.

Extended Warranty Protection

CA$50/年
每年

Extends the original manufacturer's warranty by up to 1 additional year on eligible items purchased with the card.

怎么追踪

把 CIBC Dividend Visa Infinite Card 加进 MaxWorth,上面每项 credit 带着周期出现,到期前推送提醒,年费回本率按你标记的已用金额计算。全程不连接加拿大银行账户。 加拿大卡追踪覆盖说明.

CIBC 的其他卡

来源:发卡行公布的条款,由 MaxWorth 人工录入并持续核验;金额为 CAD. 方法论.