CIBC Dividend Visa Infinite Card
一句话结论: CIBC Dividend Visa Infinite Card 年费 CA$120,MaxWorth 数据库里录有 7 项福利;返点倍率最高的类别是超市(4x)。开卡奖励:Earn 10% cash back on purchases in first 4 statement periods (up to $200), plus $50 bonus for setting up a pre-authorized payment。MaxWorth 是目前唯一对加拿大卡做人工核对福利追踪的 App,不需要网银登录。
返点倍率
| 类别 | 倍率 | 折算返现 |
|---|---|---|
| 超市 | 4x | 4% |
| 加油 | 4x | 4% |
| 电动车充电 | 4x | 4% |
| 餐饮 | 2x | 2% |
| 公共交通 | 2x | 2% |
| Recurring Bills | 2x | 2% |
| Travel Cibc | 2x | 2% |
| 其他消费 | 1x | 1% |
折算返现 = 倍率 × MaxWorth 对该积分体系的估值,见 方法论.
会籍与精英待遇 (1)
Visa Infinite Privileges
CA$50/年Access to Visa Infinite hotel, dining, and experience offers. Includes complimentary 24/7 concierge service for restaurant reservations, event tickets, and travel arrangements.
保险保障 (6)
Emergency Travel Medical Insurance
CA$100/年Out-of-province/country emergency travel medical coverage up to $5,000,000 per insured person. Covers trips up to 10 consecutive days. Cardholder must be under age 65. Includes emergency medical treatment, hospital accommodation, and emergency transportation.
Mobile Device Insurance
CA$100/年Covers damage, theft, or mechanical breakdown of your mobile device when you pay your monthly wireless bill with the card. Coverage up to $1,000 per year. Deductible may apply (check insurance certificate for details).
Car Rental Collision/Loss Damage Insurance
CA$75/年Covers damage to or theft of a rental vehicle when the full rental cost is charged to the card. Coverage up to $65,000 per occurrence. Rentals must be up to 48 consecutive days.
Common Carrier Accident Insurance
CA$50/年Accidental death or dismemberment coverage up to $500,000 when travelling on a common carrier (plane, bus, train) and the full fare is charged to the card.
Purchase Security Insurance
CA$50/年Protects eligible new purchases against theft or accidental damage for 90 days from the date of purchase when the full cost is charged to the card.
Extended Warranty Protection
CA$50/年Extends the original manufacturer's warranty by up to 1 additional year on eligible items purchased with the card.
怎么追踪
把 CIBC Dividend Visa Infinite Card 加进 MaxWorth,上面每项 credit 带着周期出现,到期前推送提醒,年费回本率按你标记的已用金额计算。全程不连接加拿大银行账户。 加拿大卡追踪覆盖说明.
CIBC 的其他卡
- CIBC Aeroplan Visa Infinite Privilege · CA$599 · 18 项福利
- CIBC Aeroplan Visa Business Card · CA$180 · 13 项福利
- CIBC Aeroplan Visa Infinite Card · CA$139 · 12 项福利
- CIBC Aventura Gold Visa Card · CA$139 · 11 项福利
- CIBC Aventura Visa Infinite Card · CA$139 · 13 项福利
- CIBC Aeroplan Visa Business Plus Card · CA$120 · 14 项福利
- CIBC Aventura Visa Card for Business · CA$120 · 8 项福利
- CIBC Aventura Visa Card for Business Plus · CA$120 · 8 项福利
来源:发卡行公布的条款,由 MaxWorth 人工录入并持续核验;金额为 CAD. 方法论.