CIBC Dividend Visa Infinite Card
Quick answer: The CIBC Dividend Visa Infinite Card carries a CA$120 annual fee and 7 catalogued benefits; its best earning category is Groceries at 4x. Welcome offer: Earn 10% cash back on purchases in first 4 statement periods (up to $200), plus $50 bonus for setting up a pre-authorized payment. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Groceries | 4x | 4% |
| Gas | 4x | 4% |
| EV Charging | 4x | 4% |
| Dining | 2x | 2% |
| Transit | 2x | 2% |
| Recurring Bills | 2x | 2% |
| Travel Cibc | 2x | 2% |
| Everything else | 1x | 1% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Status & Elite Perks (1)
Visa Infinite Privileges
CA$50/yrAccess to Visa Infinite hotel, dining, and experience offers. Includes complimentary 24/7 concierge service for restaurant reservations, event tickets, and travel arrangements.
Protections (6)
Emergency Travel Medical Insurance
CA$100/yrOut-of-province/country emergency travel medical coverage up to $5,000,000 per insured person. Covers trips up to 10 consecutive days. Cardholder must be under age 65. Includes emergency medical treatment, hospital accommodation, and emergency transportation.
Mobile Device Insurance
CA$100/yrCovers damage, theft, or mechanical breakdown of your mobile device when you pay your monthly wireless bill with the card. Coverage up to $1,000 per year. Deductible may apply (check insurance certificate for details).
Car Rental Collision/Loss Damage Insurance
CA$75/yrCovers damage to or theft of a rental vehicle when the full rental cost is charged to the card. Coverage up to $65,000 per occurrence. Rentals must be up to 48 consecutive days.
Common Carrier Accident Insurance
CA$50/yrAccidental death or dismemberment coverage up to $500,000 when travelling on a common carrier (plane, bus, train) and the full fare is charged to the card.
Purchase Security Insurance
CA$50/yrProtects eligible new purchases against theft or accidental damage for 90 days from the date of purchase when the full cost is charged to the card.
Extended Warranty Protection
CA$50/yrExtends the original manufacturer's warranty by up to 1 additional year on eligible items purchased with the card.
How to track it
Add the CIBC Dividend Visa Infinite Card to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other CIBC cards
- CIBC Aeroplan Visa Infinite Privilege · CA$599 · 18 benefits
- CIBC Aeroplan Visa Business Card · CA$180 · 13 benefits
- CIBC Aeroplan Visa Infinite Card · CA$139 · 12 benefits
- CIBC Aventura Gold Visa Card · CA$139 · 11 benefits
- CIBC Aventura Visa Infinite Card · CA$139 · 13 benefits
- CIBC Aeroplan Visa Business Plus Card · CA$120 · 14 benefits
- CIBC Aventura Visa Card for Business · CA$120 · 8 benefits
- CIBC Aventura Visa Card for Business Plus · CA$120 · 8 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.