CIBC Aventura Visa Infinite Card
Quick answer: The CIBC Aventura Visa Infinite Card carries a CA$139 annual fee and 13 catalogued benefits, 1 of them dollar credits worth CA$40 a year at face value; its best earning category is Gas at 1.5x. Welcome offer: Earn up to 35,000 Aventura Points: 15,000 points on first purchase, plus 20,000 points after spending $3,000 in first 4 statement periods. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Gas | 1.5x | 1.5% |
| EV Charging | 1.5x | 1.5% |
| Groceries | 1.5x | 1.5% |
| Drugstores | 1.5x | 1.5% |
| Everything else | 1x | 1% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Credits (1)
$160 NEXUS Fee Rebate
CA$40/yrUp to $160 CAD in statement credits every four (4) years for NEXUS program application or renewal fees charged to the card. NEXUS provides expedited border crossing between Canada and the United States.
Status & Elite Perks (1)
Visa Airport Companion Lounge Access
CA$70/yr4 complimentary visits per year at 1,200+ airport lounges globally through the Visa Airport Companion Program. Access managed through the Visa Infinite benefits portal.
Protections (11)
Travel Emergency Medical Insurance
CA$75/yrOut-of-province/country emergency medical insurance providing up to $5,000,000 in coverage for the first 15 days of any trip for cardholders under age 65, or 3 days for cardholders 65 and over. Coverage includes emergency medical treatment, hospitalization, and emergency evacuation.
Rental Car Insurance
CA$75/yrRental car collision and loss damage insurance for rental periods up to 48 consecutive days. Covers damage to or theft of a rental vehicle when the full cost is charged to the card and the rental company's collision damage waiver is declined.
Mobile Device Insurance
CA$50/yrMobile device insurance covering loss, theft, or accidental damage for mobile devices purchased with the card, for up to 24 months from the date of purchase. Maximum coverage of $1,000 per claim.
Trip Cancellation Insurance
CA$50/yrTrip cancellation insurance providing up to $1,500 per insured person, with an overall maximum of $5,000 for all insured persons. Covers non-refundable prepaid travel expenses when a trip must be cancelled due to covered reasons such as illness, death, severe weather, property damage, or travel warnings. Travel must be charged to the card.
Trip Interruption Insurance
CA$50/yrTrip interruption insurance providing up to $2,000 per insured person, with an overall maximum of $5,000 for all insured persons. Covers additional expenses incurred when a trip is interrupted due to covered reasons. No trip length restriction; coverage continues until midnight of return date.
Purchase Protection
CA$25/yrPurchase security insurance covering eligible items purchased with the card against accidental damage or theft for a limited period from the date of purchase.
Baggage Insurance
CA$20/yrBaggage insurance providing up to $500 per insured person ($1,000 total for all insured persons) for emergency purchases when checked baggage is delayed by 6 or more hours. Carry-on luggage covered up to $500 per person ($1,000 per claim).
Extended Warranty
CA$15/yrExtended warranty coverage extending the original manufacturer's warranty by an additional year. Total warranty period cannot exceed 5 years. Items must be purchased entirely with the card.
Hotel Burglary Insurance
CA$15/yrHotel burglary insurance providing up to $2,500 per burglary occurrence for loss or damage of personal items while registered as a guest at a hotel or motel.
Flight Delay Insurance
CA$10/yrFlight delay insurance providing up to $100 CAD total for all insured persons for ground transportation expenses to your hotel during the period of flight delay.
Common Carrier Accident Insurance
CA$10/yrCommon carrier accident insurance providing up to $500,000 in accidental death and dismemberment coverage when the full fare for a common carrier is charged to the card.
How to track it
Add the CIBC Aventura Visa Infinite Card to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other CIBC cards
- CIBC Aeroplan Visa Infinite Privilege · CA$599 · 18 benefits
- CIBC Aeroplan Visa Business Card · CA$180 · 13 benefits
- CIBC Aeroplan Visa Infinite Card · CA$139 · 12 benefits
- CIBC Aventura Gold Visa Card · CA$139 · 11 benefits
- CIBC Aeroplan Visa Business Plus Card · CA$120 · 14 benefits
- CIBC Aventura Visa Card for Business · CA$120 · 8 benefits
- CIBC Aventura Visa Card for Business Plus · CA$120 · 8 benefits
- CIBC Dividend Visa Infinite Card · CA$120 · 7 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.