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CIBC Aeroplan Visa Infinite Card
CANADA CREDIT CARD

CIBC Aeroplan Visa Infinite Card

CIBC · Annual fee CA$139 CAD · Aeroplan Points · data refreshed October 3, 2026

Quick answer: The CIBC Aeroplan Visa Infinite Card carries a CA$139 annual fee and 12 catalogued benefits; its best earning category is Air Canada at 1.5x. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.

Earning rates

CategoryRateTrue cash-back value
Air Canada1.5x1.95%
Groceries1.5x1.95%
Gas1.5x1.95%
EV Charging1.5x1.95%
Drugstores1.5x1.95%
Everything else1x1.3%

True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.

Protections (11)

Travel Emergency Medical Insurance

CA$75/yr
Annual

Out-of-province/country emergency medical insurance providing up to $5,000,000 in coverage for the first 15 days of any trip for cardholders under age 65, or 3 days for cardholders 65 and over. Coverage includes emergency medical treatment, hospitalization, and emergency evacuation.

Rental Car Insurance

CA$75/yr
Annual

Rental car collision and loss damage insurance covering vehicles with MSRP up to $65,000 CAD for rental periods up to 48 consecutive days. Covers damage to or theft of a rental vehicle when the full cost is charged to the card and the rental company's collision damage waiver is declined.

Trip Cancellation Insurance

CA$50/yr
Annual

Trip cancellation insurance providing up to $1,500 per insured person, with an overall maximum of $5,000 for all insured persons. Covers non-refundable prepaid travel expenses when a trip must be cancelled due to covered reasons such as illness, death, severe weather, property damage, or travel warnings. Travel must be charged to the card.

Trip Interruption Insurance

CA$50/yr
Annual

Trip interruption insurance providing up to $2,000 per insured person, with an overall maximum of $5,000 for all insured persons. Covers additional expenses incurred when a trip is interrupted due to covered reasons.

Mobile Device Insurance

CA$50/yr
Annual

Mobile device insurance covering loss, theft, or accidental damage for mobile devices purchased with the card, for up to 24 months from the date of purchase. Maximum coverage of $1,000 per claim.

Purchase Protection

CA$25/yr
Annual

Purchase security insurance covering eligible items charged to the card for 90 days from the date of purchase against loss, theft, or physical damage worldwide.

Baggage Insurance

CA$20/yr
Annual

Baggage insurance providing up to $500 per insured person ($1,000 total) for emergency purchases when checked baggage is delayed by 6 or more hours. Carry-on luggage covered up to $500 per person ($1,000 per claim).

Hotel Burglary Insurance

CA$15/yr
Annual

Hotel burglary insurance providing up to $2,500 per occurrence for loss or damage of personal items while registered as a guest at a hotel or motel.

Extended Warranty

CA$15/yr
Annual

Extended warranty coverage extending the original manufacturer's warranty by an additional year. Total warranty period cannot exceed 5 years. Items must be purchased entirely with the card.

Flight Delay Insurance

CA$10/yr
Annual

Flight delay insurance providing up to $500 CAD for meals, accommodation, and transportation expenses when a flight is delayed.

Common Carrier Accident Insurance

CA$10/yr
Annual

Common carrier accident insurance providing up to $500,000 in accidental death and dismemberment coverage when the full fare for a common carrier is charged to the card.

Other (1)

First Checked Bag Free

CA$100/yr
Annual

Primary cardholder, authorized users, and up to 8 companions enjoy a free first checked bag every time flying with Air Canada. Bag must meet Air Canada's standard size and weight requirements.

How to track it

Add the CIBC Aeroplan Visa Infinite Card to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.

Other CIBC cards

Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.