CIBC Aeroplan Visa Business Plus Card
Quick answer: The CIBC Aeroplan Visa Business Plus Card carries a CA$120 annual fee and 14 catalogued benefits; its best earning category is Air Canada at 2x. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Air Canada | 2x | 2.6% |
| Travel | 1.5x | 1.95% |
| Transit | 1.5x | 1.95% |
| Dining | 1.5x | 1.95% |
| Recurring Bills | 1.5x | 1.95% |
| Shipping | 1.5x | 1.95% |
| Everything else | 1x | 1.3% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Status & Elite Perks (2)
Maple Leaf Lounge Guest Passes
CA$60/yrUp to 4 complimentary Maple Leaf Lounge One-Time Guest Passes per year.
Aeroplan Elite Status Qualifying Credits
Earn up to 25,000 Aeroplan Status Qualifying Credits (SQCs) annually based on card spend, helping you reach or maintain Aeroplan Elite Status.
Protections (8)
Rental Car Insurance
CA$75/yrRental car collision and loss damage insurance for rental periods up to 48 consecutive days when the full rental cost is charged to the card.
Trip Cancellation Insurance
CA$50/yrTrip cancellation insurance covering non-refundable prepaid travel costs when a trip is cancelled for a covered reason, when charged to the card.
Trip Interruption Insurance
CA$50/yrTrip interruption insurance covering additional costs to return home or rejoin a trip when interrupted for a covered reason.
Purchase Protection
CA$25/yrPurchase security insurance covering eligible items charged to the card for 90 days against theft or accidental damage.
Baggage Insurance
CA$20/yrBaggage insurance providing up to $500 per insured person for delayed, lost or stolen checked baggage when travel is charged to the card.
Extended Warranty
CA$15/yrExtended warranty coverage extending the original manufacturer's warranty by up to one additional year on eligible items.
Flight Delay Insurance
CA$10/yrFlight delay insurance providing up to $500 CAD for meals, accommodation and necessary expenses when a flight is delayed, when the fare is charged to the card.
Common Carrier Accident Insurance
CA$10/yrCommon carrier accident insurance providing up to $500,000 in accidental death and dismemberment coverage when the full travel fare is charged to the card.
Other (4)
First Checked Bag Free
CA$100/yrPrimary cardholder, authorized users, and up to 8 companions enjoy a free first checked bag on Air Canada flights when the ticket is purchased with the card.
Avis Preferred Plus Upgrade
Complimentary Avis Preferred Plus membership with one-car-class rental upgrades at participating locations.
Hotel 4th Night Free
Get an extra night free for every 3 hotel nights redeemed through the Aeroplan travel program.
No Air Canada Surcharge on Flight Rewards
No airline surcharges (carrier-imposed fees) on Air Canada flight rewards booked with Aeroplan points.
How to track it
Add the CIBC Aeroplan Visa Business Plus Card to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other CIBC cards
- CIBC Aeroplan Visa Infinite Privilege · CA$599 · 18 benefits
- CIBC Aeroplan Visa Business Card · CA$180 · 13 benefits
- CIBC Aeroplan Visa Infinite Card · CA$139 · 12 benefits
- CIBC Aventura Gold Visa Card · CA$139 · 11 benefits
- CIBC Aventura Visa Infinite Card · CA$139 · 13 benefits
- CIBC Aventura Visa Card for Business · CA$120 · 8 benefits
- CIBC Aventura Visa Card for Business Plus · CA$120 · 8 benefits
- CIBC Dividend Visa Infinite Card · CA$120 · 7 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.