CIBC Aventura Gold Visa Card
Quick answer: The CIBC Aventura Gold Visa Card carries a CA$139 annual fee and 11 catalogued benefits, 1 of them dollar credits worth CA$40 a year at face value; its best earning category is Travel Cibc at 2x. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Travel Cibc | 2x | 2% |
| Gas | 1.5x | 1.5% |
| EV Charging | 1.5x | 1.5% |
| Groceries | 1.5x | 1.5% |
| Drugstores | 1.5x | 1.5% |
| Everything else | 1x | 1% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Credits (1)
NEXUS Fee Rebate
CA$40/yrUp to $160 CAD in statement credits every four (4) years for NEXUS application or renewal fees when charged to the card.
Status & Elite Perks (1)
Visa Airport Companion Lounge Access
CA$70/yrComplimentary membership in the Visa Airport Companion Program with 4 complimentary lounge visits per year at 1,200+ airport lounges globally; additional visits charged per use.
Protections (9)
Emergency Travel Medical Insurance
CA$75/yrOut-of-province/country emergency travel medical insurance up to $5,000,000 per insured person, for trips up to 15 days (3 days if 65+). Coverage for those up to age 64.
Car Rental Collision/Loss Damage Insurance
CA$75/yrAuto rental collision and loss/damage insurance up to approximately $65,000 for rental periods up to 48 consecutive days when the full rental cost is charged to the card.
Mobile Device Insurance
CA$50/yrMobile device insurance covering loss, theft, or accidental damage up to $1,000 when the device is purchased on the card or the monthly wireless bill is paid with the card.
Purchase Security Insurance
CA$25/yrPurchase security insurance protecting most eligible new purchases against theft or accidental damage for 90 days from the date of purchase.
Baggage Insurance
CA$20/yrBaggage insurance providing up to $500 for delayed (over 6 hours) or lost/stolen checked baggage when travel is charged to the card.
Hotel Burglary Insurance
CA$15/yrHotel burglary insurance providing up to $2,500 per occurrence for loss or damage to insured property due to hotel/motel room burglary.
Extended Protection Insurance
CA$15/yrExtended protection insurance doubling the original manufacturer's warranty by up to one additional year on eligible items purchased with the card.
Common Carrier Accident Insurance
CA$10/yrCommon carrier accident insurance providing up to $500,000 in accidental death and dismemberment coverage when the full travel fare is charged to the card.
Flight Delay Insurance
CA$10/yrFlight delay insurance providing up to $500 for necessary expenses when a flight is delayed, when the full fare is charged to the card.
How to track it
Add the CIBC Aventura Gold Visa Card to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other CIBC cards
- CIBC Aeroplan Visa Infinite Privilege · CA$599 · 18 benefits
- CIBC Aeroplan Visa Business Card · CA$180 · 13 benefits
- CIBC Aeroplan Visa Infinite Card · CA$139 · 12 benefits
- CIBC Aventura Visa Infinite Card · CA$139 · 13 benefits
- CIBC Aeroplan Visa Business Plus Card · CA$120 · 14 benefits
- CIBC Aventura Visa Card for Business · CA$120 · 8 benefits
- CIBC Aventura Visa Card for Business Plus · CA$120 · 8 benefits
- CIBC Dividend Visa Infinite Card · CA$120 · 7 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.