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CIBC Aventura Gold Visa Card
CANADA CREDIT CARD

CIBC Aventura Gold Visa Card

CIBC · Annual fee CA$139 CAD · Aventura Points · data refreshed October 3, 2026

Quick answer: The CIBC Aventura Gold Visa Card carries a CA$139 annual fee and 11 catalogued benefits, 1 of them dollar credits worth CA$40 a year at face value; its best earning category is Travel Cibc at 2x. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.

Earning rates

CategoryRateTrue cash-back value
Travel Cibc2x2%
Gas1.5x1.5%
EV Charging1.5x1.5%
Groceries1.5x1.5%
Drugstores1.5x1.5%
Everything else1x1%

True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.

Credits (1)

NEXUS Fee Rebate

CA$40/yr
Every 4 years

Up to $160 CAD in statement credits every four (4) years for NEXUS application or renewal fees when charged to the card.

Status & Elite Perks (1)

Visa Airport Companion Lounge Access

CA$70/yr
Annual

Complimentary membership in the Visa Airport Companion Program with 4 complimentary lounge visits per year at 1,200+ airport lounges globally; additional visits charged per use.

Protections (9)

Emergency Travel Medical Insurance

CA$75/yr
Annual

Out-of-province/country emergency travel medical insurance up to $5,000,000 per insured person, for trips up to 15 days (3 days if 65+). Coverage for those up to age 64.

Car Rental Collision/Loss Damage Insurance

CA$75/yr
Annual

Auto rental collision and loss/damage insurance up to approximately $65,000 for rental periods up to 48 consecutive days when the full rental cost is charged to the card.

Mobile Device Insurance

CA$50/yr
Annual

Mobile device insurance covering loss, theft, or accidental damage up to $1,000 when the device is purchased on the card or the monthly wireless bill is paid with the card.

Purchase Security Insurance

CA$25/yr
Annual

Purchase security insurance protecting most eligible new purchases against theft or accidental damage for 90 days from the date of purchase.

Baggage Insurance

CA$20/yr
Annual

Baggage insurance providing up to $500 for delayed (over 6 hours) or lost/stolen checked baggage when travel is charged to the card.

Hotel Burglary Insurance

CA$15/yr
Annual

Hotel burglary insurance providing up to $2,500 per occurrence for loss or damage to insured property due to hotel/motel room burglary.

Extended Protection Insurance

CA$15/yr
Annual

Extended protection insurance doubling the original manufacturer's warranty by up to one additional year on eligible items purchased with the card.

Common Carrier Accident Insurance

CA$10/yr
Annual

Common carrier accident insurance providing up to $500,000 in accidental death and dismemberment coverage when the full travel fare is charged to the card.

Flight Delay Insurance

CA$10/yr
Annual

Flight delay insurance providing up to $500 for necessary expenses when a flight is delayed, when the full fare is charged to the card.

How to track it

Add the CIBC Aventura Gold Visa Card to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.

Other CIBC cards

Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.